Muhammad Hesham, Credit Assessment Senior Analyst

Muhammad Hesham

Credit Assessment Senior Analyst

Beltone Leasing & Factoring Company

Location
Egypt - Cairo
Education
Higher diploma, Credit Course
Experience
2 years, 5 Months

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Work Experience

Total years of experience :2 years, 5 Months

Credit Assessment Senior Analyst at Beltone Leasing & Factoring Company
  • Egypt - Cairo
  • My current job since July 2023

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money, Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval, preparing FRA Monthly & Quarterly reports, Company’s monthly portfolio including
Segmentation, industry & asset exposures & CBE reporting

Credit & Risk Co-Ordinator at Beltone Leasing & Factoring Company
  • Egypt - Cairo
  • November 2022 to July 2023
Credit Analyst Intern at Beltone Leasing & Factoring Company
  • Egypt - Cairo
  • June 2022 to November 2022
Credit Analyst Intern at Incolease
  • Egypt - Cairo
  • October 2020 to January 2021

Prepared documents setting out conditions of credit and loans,
rates of repayment.

Asset Management Intern at EFG Holding
  • Egypt - Cairo
  • February 2020 to March 2020

Closely analyzed stock data to identify opportunities and make
predictions on future stock

Asset Management Intern at CI Capital
  • Egypt - Cairo
  • August 2019 to September 2019

Forecasted future financial trends to determine stock patterns and
avoid taking financial risks

Equity Research Intern at CI Capital
  • Egypt - Cairo
  • July 2019 to August 2019

Producing reports, including key metrics, financial results, and
variance reporting.

Education

Higher diploma, Credit Course
  • at The American University In Cairo
  • August 2023
Bachelor's degree, Accounting
  • at Faculty of commerce
  • May 2020
Diploma, Accounting
  • at The American University In Cairo
  • January 2020
Diploma, Finance
  • at The American University In Cairo
  • January 2020

Specialties & Skills

Credit Assessment
Microsoft Word
Financial Statements Analysis
Credit Risk
Microsoft Excel
Microsoft
Financial Analyisi

Languages

Arabic
Native Speaker
English
Expert

Hobbies

  • Soccer