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Muhammad Imran, Assistant Vice President – Risk Management

Muhammad Imran

Assistant Vice President – Risk Management·Citi Bank

India

Bachelor's degree, Computer Science

Work experience

Total years of experience: 9 years, 2 months

Assistant Vice President – Risk Management

September 2025 - Present

Citi Bank

Chennai, India Hybrid

September 2025 - Present

• Took full ownership of migrating legacy monolithic risk management applications to scalable distributed systems using Java 17,
Spring Boot, and Design Paterns; authored HLD and LLD documents, improving system scalability by 40% and serving 5M+ daily
transactions.
• Delivered measurable results by architecting and optimising Spring Batch-based ETL pipelines processing 1 GB+/day risk datasets;
applied horizontal scaling and load balancing strategies, reducing regulatory data latency by 50%.
• Designed Kafka-based event-driven architecture enabling asynchronous communication across 15+ microservices; implemented
resilience paterns (Circuit Breaker, Retry, Bulkhead) improving real-time processing efficiency by 35%.
• Containerised microservices with Docker, deployed on AKS (Kubernetes) using blue-green deployment strategy, and provisioned
infrastructure via Terraform (IaC); reduced provisioning time by 45%.
• Implemented Spring Security, OAuth2, JWT, RBAC/MFA, and AWS API Gateway for secure, rate-limited API communication; ensured
full banking compliance and PCI-DSS alignment across all services.
• Reduced API response times by 30% via query optimisation, Redis caching strategies, database indexing, and service decoupling;
established SLO/SLI-backed observability with Prometheus, Grafana, and ELK Stack.
• Established centralised Splunk logging and Grafana dashboards, decreasing MTTD for critical production failures by 25%; led
stakeholder management presentations to senior risk leadership.
• Automated CI/CD pipelines using GitLab CI and Jenkins with JFrog Artifactory and canary release strategies, cuting release cycle time
by 40%.
• Maintained SLO of 99.9% uptime through resilience engineering, circuit breakers, auto-scaling, and proactive monitoring aligned
with SRE best practices.

Company industry:
Banking
Job role:
Accounting and Auditing

Developer Engineer 4

May 2024 - Present

comcast

Chennai, India

May 2024 - Present

SKY product

Company industry:
Telecommunications
Job role:
Engineering

Senior Full Stack Engineer (Developer Engineer 4)

May 2024 - September 2025

Comcast

Chennai, India

May 2024 - September 2025

• Took end-to-end ownership of full stack enterprise applications using Java 17 and React following Agile/Scrum; drove feature
delivery speed by 30% for a platform serving 20M+ subscribers.
• Architected Micro Frontend Architecture modularising UI across 8 squads; applied horizontal scaling and load balancing paterns,
reducing cross-team dependencies and accelerating release cadence.
• Designed and implemented RESTful backend services integrated via API Gateway (Kong) across distributed microservices, handling
50K+ requests/min with sub-100ms P99 response times.
• Improved code quality coverage by 40% through TDD, JUnit, and SonarQube; established team-wide CI/CD quality gates and blue
green deployment pipelines ensuring zero-downtime releases.
• Drove observability using Splunk, Prometheus, and Grafana; authored runbooks that reduced MTTR by 35% and established SLI
dashboards for real-time reliability tracking.
• Led code reviews enforcing Design Paterns, HLD/LLD standards, and SOLID principles; mentored 6 engineers on distributed systems,
system design, data structures & algorithms, and cloud-native best practices.

Company industry:
Telecommunications

Lead Full Stack Developer

October 2019 - September 2023

BNY Mellon

Chennai, India

October 2019 - September 2023

Company industry:
Financial Services
Job role:
Information Technology

Senior Full Stack Engineer

September 2019 - September 2023

BNY Mellon Technology

Chennai, India

September 2019 - September 2023

• Architected enterprise-grade, high-performance systems using Java 8/17, Spring Boot, Spring MVC, and Hibernate; owned solution
architecture for scalable distributed systems processing $2B+ in daily transactions.
• Built responsive UIs in React with Micro Frontend Architecture; applied LLD principles reducing UI load time by 25% and improving
Core Web Vitals.
• Optimised SQL queries and database indexing reducing query execution time by 35%; implemented ELK Stack for log aggregation
enabling real-time risk dashboards with sub-second performance.
• Deployed cloud-native solutions on Azure and AWS with Kubernetes, Terraform-based IaC, and multi-AZ topology; maintained SLO
of 99.8% uptime SLA and disaster recovery compliance.
• Led cross-functional production support for Tier-1 distributed systems; applied resilience paterns (Circuit Breaker, Retry) reducing
critical incident resolution time by 30%.
• Achieved 99.8% service availability through resilience engineering, auto-scaling, horizontal scaling policies, and proactive SLI/SLO
monitoring via Prometheus and

Company industry:
IT Services
Job role:
Information Technology

Software Developer

March 2016 - February 2019

Tata Consultancy Services (TCS)

Chennai, India

March 2016 - February 2019

• Contributed to solution architecture transforming legacy monolithic banking systems into Java 8-based scalable distributed
microservices; applied Design Paterns, SOLID principles, and data structures & algorithms across 3 core banking modules.
• Engineered the Cards Microservice platform owning the Transaction Service with 99.9% data accuracy; designed for high availability
with active-active redundancy handling 1M+ daily card transactions.
• Built RESTful backend services consumed by Angular frontends; integrated with API Gateway (Apigee) following OpenAPI
specification for secure, rate-limited, enterprise-grade access.
• Implemented Spring Security, OAuth2, JWT, and PCI-DSS-aligned authentication; configured ELK Stack for centralised audit logging
aligned with banking compliance standards.
• Delivered MongoDB storage optimisation with compound indexing improving transaction retrieval by 40%; supported real-time
fraud detection with sub-second query performance.
• Participated in CI/CD automation using Jenkins; introduced Terraform-based IaC practices for consistent, repeatable deployments
reducing deployment time by 30%.

Company industry:
IT Services
Job role:
Information Technology

Education

PSNA College of Engineering and Technology

April 2015

April 2015

Bachelor's degree, Computer Science

India

Skills

SOFTWARE ENGINEERING
Intermediate
SOFTWARE ENGINEERING
Intermediate
COMPONENT DESIGN
Intermediate
COMPONENT DESIGN
Intermediate
MICROSOFT OFFICE
Intermediate
MICROSOFT OFFICE
Intermediate
COST REDUCTION
Intermediate
COST REDUCTION
Intermediate
SOFTWARE DEVELOPMENT LIFE CYCLE
Intermediate
SOFTWARE DEVELOPMENT LIFE CYCLE
Intermediate
FRONT END SOFTWARE ENGINEERING
Intermediate
FRONT END SOFTWARE ENGINEERING
Intermediate
FLUX REACT JS
Intermediate
FLUX REACT JS
Intermediate
MICROFRONTEND MFE
Intermediate
MICROFRONTEND MFE
Intermediate
PRINTED WIRING ASSEMBLIES
Intermediate
PRINTED WIRING ASSEMBLIES
Intermediate
DISTRIBUTED COMPUTING
Intermediate
DISTRIBUTED COMPUTING
Intermediate
APACHE KAFKA
Intermediate
APACHE KAFKA
Intermediate
EVENT DRIVEN PROGRAMMING
Intermediate
EVENT DRIVEN PROGRAMMING
Intermediate
FULL STACK DEVELOPMENT
Intermediate
FULL STACK DEVELOPMENT
Intermediate
JAVA PROGRAMMING LANGUAGE
Intermediate
JAVA PROGRAMMING LANGUAGE
Intermediate
LEADERSHIP
Intermediate
LEADERSHIP
Intermediate
MICROSERVICES
Intermediate
MICROSERVICES
Intermediate
SOFTWARE DEVELOPMENT
Intermediate
SOFTWARE DEVELOPMENT
Intermediate
SOLUTION ARCHITECTURE
Intermediate
SOLUTION ARCHITECTURE
Intermediate
SPRING BOOT
Intermediate
SPRING BOOT
Intermediate

Training and Certifications

Certifications
AWS Certified Solutions Architect – Associate
Feature Flagging Foundations for Engineers – Level 1
Microsoft Certified: Azure Developer Associate (AZ-204)
Feature Flagging Foundations for Engineers Certification – Level1
Microsoft Certified: Azure Developer Associate (AZ-204)