Ex-Assistant Vice President (AVP)
Dubai Islamic Bank Pakistan
Total years of experience :11 years, 8 Months
• Review new policies and product programs submitted for vetting and signing-off to ensure compliance with central bank’s regulations, country laws, banks own standards & best international practices. Any change in the existing product manual or a new business proposal is also being shared with compliance for their concurrence prior to roll out.
• Resolving exceptions related to Compliance department as pointed out by the external auditors/Internal Audit and working for the resolution.
• Timely circulation of central bank circulars/instructions to concern departments and follow up for their timely implementation.
• Submission of various information/data requests as received from Regulator, Security and Exchange Commission and others on an on-going basis
• Analyze data obtained for evidence of deficiencies in controls, duplication of effort, fraud or lack of compliance with laws, government regulations and management policies or procedures;
• Risk assessment at branch level & Recommend corrective actions and suggest improvement.
• Conduct Off-Site Monitoring of Branch Operations through analytical reports developed form the bank’s core banking application
• Provide Guidance to the branch with respect to updated KYC and AML regulations and policies to avoid penal action by the regulator.
• Conduct on-site branch inspections to ensure the relevant polices & regulations are being adhered to in letter & spirit
Managed a team for the execution and delivery of tasks related to account Maintenance operation of all branches of the SAMBA BANK LIMITED. The entire activities of Accounts of Southern Region, Central and Northern region branches dealing with Opening Accounts, their maintenance inclusive of record keeping and provisioning of data/records from branches are handled at the Central Processing Unit. To ensure smooth operation of the said activities under requisite guidelines, policies, procedures, rules and regulations governing in-force of the bank and to keep a close check with State bank of Pakistan Prudential Regulations.
Habib Metropolitan Bank ( Feb 04, 2009- July, 2011 )
Worked in Centralize Account Opening as pioneer Unit Head
Supervised the whole department
Scrutiny/checking of all/every type of Accounts
Record maintenance, Archiving
Send letters to the customers, Courier services tracking, Provide guidance to the Branches
Provide solutions to the staff of their day to day problems/quarries
Co-ordinate with Compliance and legal departments
Conduct Pre-Audit exercises
Faysal Bank ( Dec 06, 2007 - Jan 20, 2009)
Worked in Centralize Account Opening (CPU) as pioneer member
RESPONSIBILITIES :
100 % Scrutiny of All types of Accounts, Account Opening on System, Amendments, Letter Of thanks, Documentation, Filing, provide guidance to the Branches, Scanning
Worked in Centralized Clearing (Oct 01, 07 - Dec 05 07)
Saba Avenue Branc( Aug 7, 2007 - Sep 30, 2007 )
Worked as Personal Services Officer
Resposibilities:
Account Opening
Clearing (Inward, Outward, Intercity, Obc)
Customer’s consultancy, dealing with existing customers and solving their problem.
Deal with customer queries, Account Opening, Clearing (Inward, Outward, Intercity, OBC), Online Transactions, Remittances (Pay order, Demand Draft), ATM operations.
Bring new acquisitions and solve related problem while dealing with the day to day transaction, Customer’s consultancy, dealing with existing customers and solving their problem.
Daily reporting of deposits, Treasury parking of all branches to President’s office. Handling all quarries of branches through Area office.
Liaison between branch managers and internal audit division for the rectification of audit quarries. Arrange monthly meetings of branch managers with area office and Head office
Refer quality candidates to Human resource after initial interview. Deal with branches Admin, Staffing, Training and general issues. Daily activity checking, Account opening, Clearing, Remittances, Locker operate