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Muhammad Usman Ali, Trade Finance Officer

Muhammad Usman Ali

Trade Finance Officer

Bank Al Habib Limited

Lieu
Pakistan - Karachi
Éducation
Baccalauréat, Commerce
Expérience
17 years, 11 Mois

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Expériences professionnelles

Total des années d'expérience :17 years, 11 Mois

Trade Finance Officer à Bank Al Habib Limited
  • Pakistan - Karachi
  • Je travaille ici depuis juin 2012

Volume Handled = Approx 9 Billion Annual Trade
- Documentary Credit (Sight & Usance)
- Contracts Payment
- Swift Correspondence with Banks for Import /
Export related transactions.
- Negotiation/Discounting of Export Documents
- Foreign Documents Bills for Collection.
- Dealing with Treasury
- Export Refinance and its settlement with SBP
Preparation of Weekly, Monthly Returns for SBP,
Quarterly and Annual Statements as per
requirements

Incharge Credit & Foreign Trade Department à Askari Bank Limited
  • Pakistan - Karachi
  • juin 2006 à mai 2012

Credits Department (Commercial / SME)
- To carry out detailed and thorough financial
analysis of credit proposals, review credit
applications, evaluate credit risk, repayment
capacity, adequacy/enforceability of collaterals,
and prepare detailed credit memorandum/
proposal for consideration/approval of
management.
- To manage credit operations of branch.
- Compliance of Prudential Regulations & Internal
Policies.
- To monitor and streamline the actual utilization of
financing facilities availed by the clients.
- Correspondence with clients, area/region office,
Head Office, CAD and Risk Management
Division.
- To ensure that the department’s financial records
and security documents are kept and maintained as
per the requirement of CAD, Bank’s credit policy
manual, SBP Prudential Regulations and other
policies and procedures adopted time to time.
- To deal with internal/external auditors and credit
administration, correspondences with Bank’s
Corporate Offices, State Bank of Pakistan and
other regulatory bodies over their related issues.
- Marketing and meeting with clients, negotiate and
structure financing facilities for clients.
- Member/Secretary of Branch Credit Committee.

Foreign Trade Department
- Documentary Credit (Sight & Usance)
- Contracts Payment
- Swift Correspondence with Banks for Import /
Export related transactions.
- Negotiation/Discounting of Export Documents
- Foreign Documents Bills for Collection.
- Dealing with Treasury
- Export Refinance and its settlement with SBP
Preparation of Weekly, Monthly Returns for SBP,
Quarterly and Annual Statements as per
requirements

Éducation

Baccalauréat, Commerce
  • à Karachi University
  • avril 2004
Etudes secondaires ou équivalent,
  • à Karachi Public School
  • juillet 1998

Specialties & Skills

Import
+Endorse 1
Export
+Endorse 1
Credit Analysis
+Endorse 1
Trade Finance
+Endorse 1
Credit Risk
+Endorse 1
MS Word, Excel, Access, Power Point & Internet
+Endorse 1

Langues

Urdu
Expert
Anglais
Expert

Formation et Diplômes

State Bank of Pakistan Prudential Regulations (Corporate, Commercial & SME) (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
July 2011
Know Your Customer (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
June 2008
International Standard Banking Practices 681 (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
January 2012
Private Foreign Currency Accounts & Foreign Remittances (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
August 2008
Export Finance (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
November 2009
Mortgage Assets Insurance (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
February 2012
International Trade Fraud Prevention (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
February 2008
Performance Excellence (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
March 2009
Mutual Funds (Formation)
Institut de formation:
Askari Investment Management Ltd.
Date de la formation:
January 2008
FE-25 Financing (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
August 2008
Introduction to UCP 600 (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
August 2010
Credit Management (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
May 2008
Treasury Operations (Formation)
Institut de formation:
Askari Bank Training Academy
Date de la formation:
February 2008