Muhammad Kashif Islam, Assistant Product Manager-Mortgages (Retail Assets)

Muhammad Kashif Islam

Assistant Product Manager-Mortgages (Retail Assets)

United Bank Ltd

Location
Pakistan - Karachi
Education
Master's degree, Marketing
Experience
19 years, 4 Months

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Work Experience

Total years of experience :19 years, 4 Months

Assistant Product Manager-Mortgages (Retail Assets) at United Bank Ltd
  • Pakistan - Karachi
  • My current job since January 2005

•Managing the entire product line life cycle from strategic planning to tactical activities
•Specifying market requirements for current and future products by conducting market research supported by on-going visits to customers and non-customers.
•Develop the positioning and branding messages to create awareness while ensuring compliance for branding guidelines
•Set pricing to meet revenue and profitability goals
•Developing and implementing a product-wide go-to-market plan, working with all departments to execute.
•Develop business plans including SWOT analyses, revenue/expense projections, business needs and competitive drivers
•Propose an overall annual budget to and deliver quarterly revenue forecast
•Monitor portfolio performance including the effect of policy changes and behavior of various segments of the portfolio
•Rationalize processes for continuous improvement & to identify automation opportunities for cost and efficiency gains
•Responsible for full compliance with Legal and Regulatory requirements, procedures and controls
•Analyzing potential partner relationships for the product.

Education

Master's degree, Marketing
  • at Iqra University
  • December 2010
Master's degree, Statistics
  • at University of Karachi
  • December 2004

Specialties & Skills

Projections
Marketing
Market Research
Market Requirements
Regulatory Requirements