Country Branch Operation Officer
Soneri Bank Limited
Total des années d'expérience :17 years, 0 Mois
o Enforcement of Banks Operational Procedures, policies & Controls within respective Group.
o Perpetual Monitoring of various General Ledger Balances at Branches and their timely settlement.
o To review visit report of Regional Operation Managers in order to identify controls lapses/gaps and other serious issues for necessary compliance at branches.
o Coordinate with the Regional Operation Managers to analyze operational processes with the objective of identifying potential operational risks and advice controls to be embedded to mitigate these risks.
o Assist Head of Policy and Procedure in preparation of SOPs and instruction circulars.
o Provide guidance to Branches on Operational matters on day to day basis.
o Surprise Checking of Branches and maintain observation report.
o Coordination with State Bank of Pakistan for submission of various reports e.g. Surrender/Refund of Unclaimed Deposits, Currency denomination report etc.
o Continuous review and analyze Core Banking system and suggest necessary system enhancement.
o Preparation of BRD (Business requirement document) for System enhancement/Modification and perform UAT (User acceptance Test) accordingly.
o Implementation and monitoring of Transactional Profiling of Branches staff.
o Acquisition and timely submission of information to relevant quarters. I.e. Internal/External Auditors.
o Act as a coordinator for Branch Banking Operation Head for all Regional Level reporting pertaining to Operational Group.
o Pre & Post audit compliance of External and Internal Audit.
o Monitor Cash holdings of the Branches on regular basis and ensure optimal level of cash holdings in pan Pakistan branches.
o Conduct training sessions of Trainee officers and Branch staff.
Projects
o Bio-metric verification system implemented in all branches in collaboration with ITD.
o Implemented Financial Transactional Profiling of Branches staff with respect to their Job descriptions.
o Automated processing of Unclaimed Deposits surrendering at branches.
o Lockers of all branches got systemized, key deposit GL balancing of all branches.
o Actively participated in centralization of Clearing, account opening and TDR.
o Account Opening Forms revised.
o Developed Asaan Account Opening form and its monitoring mechanism developed.
o Balanced and reconciled various accounts/GL in Pan Pakistan Branches:
1- Profit payable GLs
2- Clearing GLs
3- Local Nostro Accounts
4- Security Stationary GLs
5- Suspense GLs
From July 2007 to Feb 2012 Worked in MCB Bank Ltd. Main Branch Karachi.
Assignments at time of resignation are as Under:
o Coordination with the Internal, External and SBP auditors.
o Compliance of Internal, External and SBP Audit Reports.
o Perform Quarterly Self Audit of Branch, reported to Regional Operation Manager.
o Approvals and Reporting of Branch Expenses.
o Reliever to Manager Operation (Main Branch)
Investment Dept for a Special Assignment
o To Receive Commission on SSC/DSC issuance from SBP
o To Coordinate with State Bank of Pakistan to Receive Claims in terms of Special saving Certificates and Defence saving certificates Encashment.
Clearing and remittance Dept.
o To perform all inward and outward clearing transaction
o Responsible for intercity clearing and OBCs.
o Issuance of Payorders and Demand Drafts.
o Cancellation of Payorders and duplicate issuance.
o Responsible of all remittances ( Inward and outward, online and manual)
o Assist Manager Operation in all Operation work (e.g. Balancing of necessary GL Heads, customer queries etc)
(In Cash Dept)
o To Provide Services to Customer at the Counter
o To manage the Flow of Cash in the Dept (also Cash in ATMs)
o ATM Claim settlement
o To Balance Accounting Heads of the Dept
❖ Certified Banker: Charted Banker Institute (UK)
❖ JAIBP: Institute of Bankers Pakistan (Completed) IBP Superior Qualification (ISQ) is the only recognized professional qualification for bankers in Pakistan, which is recognized by both, the State Bank of Pakistan as well as the banking and financial services industry. The ISQ program is now accredited by UK’s Chartered Banker Institute.
❖ M.A-Economics: Passed from University of Karachi.
❖ B.com: Passed from University of Karachi (1st Division)