Muhand al-ghanmi

 Define Private and Affluent objectives, setting yearly budget and targets
 Collate data and prepare Daily, weekly and Monthly analytical reports
 Prepare business case for Affluent and Private banking regarding performance
 Setting KPIs and Targets for Group and individual level in Private and affluent banking
 Forecasting sales and liabilities for private and Affluent
 Preparing Dashboards for each level of the Group
 Review and Prepare Business Requirements Documents (BRD).

 Define treasury objectives, prepare budgets and plans, and communicate plans across departments, in collaboration with top management
 Collate data from various units and prepare business reports, facilitate reports automation
 Assets and Liability Committee (ALCO) that consists of senior managers to enable them to manage risk,
 Analyse all business reports from the company’s overseas branches.
 Analyse sales pattern and projection
 Produce reports on Transfer Pricing Rate adjustments and provide 5-year projections for interest payments.
 Profit and loss report analysis
 Reengineering process

 Define treasury objectives, prepare budgets and plans, and communicate plans across departments, in collaboration with top management
 Collate data from various units and prepare business reports, facilitate reports automation
 Assets and Liability Committee (ALCO) that consists of senior managers to enable them to manage risk,
 Analyse all business reports from the company’s overseas branches.
 Analyse sales pattern and projection
 Produce reports on Transfer Pricing Rate adjustments and provide 5-year projections for interest payments.
 Profit and loss report analysis
 Reengineering process

Key Responsibilities:
• Collated data on sales and distribution and compiled reports to be presented to management; highlighted lag in sales.
• Responsible for carrying out transfer pricing adjustments.
• Prepared the ALCO package that contained detailed information regarding the Asset-Liability Committee.
• Produced and analysed revenue reports to reflect business performance; forwarded reports and recommendations to the management for enabling decision making.
• Enforced adherence to information security policy, managed information security risk, ensured all security systems were in place and implemented benchmarked IS practices.
• Ensure compliance with anti-fraud policy, identify frauds and initiate action as per the policy, improve anti-fraud procedures.

Key Projects to Credit:
• Data Warehousing Project: The project’s intention was to create a database that provided comprehensive information regarding customers who applied for loans against assets displayed in their business balance sheets.

Key Responsibilities:
• Generated and analyzed the P&L report and balance sheet to display income, and company’s assets and liabilities; also provided ad-hoc reports as requested by the management.
• Prepared and analysed business performance reports in accordance with the different business segments, and also provided P&L reports for internal departments.
• Prepared daily reports for various branches of the bank, assigned daily activities to the junior staff at the bank and ensured standard work processes were adhered to.
• Developed and submitted in time financial statements and documents as per regulations, ensured accuracy of the information mentioned in the statements.
• Maintained record of all financial transactions in the company systems, made daily entries and retrieved financial information as required.
• Participated in branch budget preparation, monitored expenditure, prepared cash flow reports and ensured procedures were followed as per financial and accounting practices.