Muneeb Kapadia

-Direct overall operations of the limousine business, ensuring smooth service delivery and compliance with RTA regulations.
-Manage end-to-end financial operations, including cash flow management, treasury, budgeting, and financial reporting
-Lead driver workforce management, including performance oversight, scheduling, and compliance with company policies
-Act as the primary liaison with banks and investors, overseeing financing, investment opportunities, and capital deployment.
-Prepare and present quote sheets, pricing models, and cost analysis for investor proposals and client deals.
-Conduct business and financial data analysis to support decision-making and long-term strategic planning.
-Oversee audits, internal controls, and compliance processes to maintain transparency and accountability
-Drive operational efficiency and profitability through effective planning, risk management, and process improvements.
-Provide strategic leadership by aligning financial objectives with business growth and investor expectations.
-Coordinate with insurance providers to secure optimal coverage, manage claims, and reduce operational risk
Key Achievements:
Successfully secured a new insurance provider through strong professional relationships, reducing
insurance premiums and improving coverage terms

Arranged bank financing through established PR and strategic negotiations, enhancing liquidity and
supporting business expansion

Develop and implement comprehensive financial strategies to optimize financial performance, drive profitability, and support the company's growth objectives. Conduct financial analysis and provide insights to support decision-making and business efficiency

Manage budgeting, forecasting, and financial planning processes. Ensure these processes align with business goals, providing accurate financial projections to support strategic planning and resource allocation

Monitor cash flow, liquidity, and financial risks. Implement proactive measures to mitigate risks and optimize cash management, ensuring the company maintains a healthy financial position

Ensure compliance with regulatory requirements and accounting standards. Oversee the preparation of accurate financial statements and reports, and conduct regular financial reviews and audits to maintain adherence to internal policies and external regulations.

Lead and mentor the finance team, providing guidance, support, and training. Foster collaboration with other departments to streamline processes, improve operational efficiency, and enhance overall business performance.


Develop and maintain strong relationships with financial institutions, auditors, and other stakeholders. Evaluate investment opportunities and capital allocation strategies to optimize returns and support business growth, collaborating with executive management to develop long-term financial plans aligned with the company's vision and objectives

Oversee the financial planning and budgeting processes, ensuring alignment with the company's strategic objectives and operational requirements. Manage cash flow, liquidity, and working capital to optimize financial resources and support business operations.


Financial Planning and Budgeting: Oversee financial planning and budgeting processes to ensure alignment with the company's strategic objectives and operational requirements. Analyze financial performance and key performance indicators (KPIs) to identify trends, opportunities, and risks, providing actionable insights to senior management.

Cash Flow and Liquidity Management: Manage cash flow, liquidity, and working capital to optimize financial resources and support business operations. Evaluate investment opportunities, capital expenditures, and financing options to support business growth and enhance shareholder value.
Compliance and Reporting: Develop and implement financial policies, procedures, and controls to ensure compliance with regulatory requirements and internal guidelines. Prepare financial reports, including income statements, balance sheets, and cash flow statements, for internal and external stakeholders. Coordinate with external auditors and regulatory authorities for timely and accurate financial reporting and statutory compliance.

Team Leadership and Cross-Functional Collaboration: Provide leadership and guidance to the finance team, fostering a culture of accountability, collaboration, and continuous improvement. Collaborate with other departments, including sales, marketing, and operations, to align financial objectives with overall business goals and drive cross-functional initiatives.

Managed all aspects of accounts and finance functions within the GTM Europe Division, overseeing financial operations to ensure accuracy, compliance, and efficiency. Directed financial planning, budgeting, and forecasting activities, collaborating with cross-functional teams to develop strategic financial plans aligned with business objectives


Financial Operations Oversight: Managed all accounts and finance functions within the GTM Europe Division, ensuring accuracy and efficiency in financial operations. Supervised the preparation and analysis of financial statements, reports, and budgets, providing actionable insights and recommendations to senior management for informed decision-making.

Budgeting and Financial Planning: Directed financial planning, budgeting, and forecasting activities. Collaborated with cross-functional teams to develop and implement strategic financial plans aligned with business objectives, monitoring performance metrics, and identifying trends, variances, and areas for improvement.

Cash Flow and Treasury Management: Managed cash flow, working capital, and treasury functions to optimize liquidity management and maximize investment returns. Implemented and maintained robust internal controls, policies, and procedures to safeguard company assets and ensure adherence to accounting standards and regulations

Team Leadership and Stakeholder Collaboration: Led and mentored a team of finance professionals, providing guidance, training, and performance feedback to achieve departmental objectives. Coordinated with external auditors, banks, and regulatory authorities to address financial issues, negotiate terms, and optimize financial relationships. Played a key role in strategic initiatives, including mergers, acquisitions, and process improvements.

Managed cost control activities to optimize expenses and enhance profitability. Oversaw accounts payable and receivable functions, ensuring accuracy and timeliness in transactions.

Cost Control and Expense Management: Managed cost control activities to optimize expenses and enhance profitability. Developed and maintained accurate costing models to assess product costs and profitability, contributing to cost-saving initiatives and process improvements.

Financial Reporting and Analysis: Prepared and analyzed financial statements and reports, including income statements, balance sheets, and cash flow statements. Conducted variance analysis to identify discrepancies, implement corrective measures, and provide insights into business performance to senior management


Accounts and Inventory Oversight: Oversaw accounts payable and receivable functions, ensuring the accuracy and timeliness of transactions. Conducted regular inventory reconciliations, monitored inventory levels, and optimized stock management to support operational efficiency

Accounts and Inventory Oversight: Oversaw accounts payable and receivable functions, ensuring the accuracy and timeliness of transactions. Conducted regular inventory reconciliations, monitored inventory levels, and optimized stock management to support operational efficiency

Financial Statement Preparation and Analysis: Prepared and analyzed comprehensive financial statements, including income statements, balance sheets, and cash flow statements. Ensured accuracy and compliance with International Financial Reporting Standards (IFRS) and International Accounting Standards (IAS

Budgeting and Forecasting: Conducted financial forecasting and budgeting to support strategic decision-making and planning processes. Monitored financial performance metrics to identify trends, variances, and areas for improvement.

Accounts Management and Compliance: Oversaw accounts payable and receivable functions, including processing invoices, payments, and collections. Prepared regulatory and tax filings, ensuring adherence to local tax laws and regulations. Implemented internal controls and procedures to safeguard company assets and mitigate financial risks

Audit Coordination and Process Improvement: Coordinated with internal departments and external auditors to facilitate the audit process and ensure timely completion. Contributed to process improvement initiatives to enhance efficiency and effectiveness within the finance department, and reconciled multiple bank accounts on a monthly basis to ensure accuracy and integrity of financial information.

Managed all aspects of accounts and finance functions for Lucky Tex Pakistan (Pvt.) Ltd, overseeing financial operations, reporting, and analysis. Prepared and analyzed financial statements to provide accurate and timely financial information to management.

Financial Operations and Reporting: Managed comprehensive accounts and finance functions, including the preparation and analysis of financial statements such as balance sheets, income statements, and cash flow statements. Ensured the accuracy and timeliness of financial information provided to management.

Budgeting and Forecasting: Oversaw budgeting and forecasting processes, including the development of annual budgets and periodic financial forecasts. Conducted variance analysis and performance evaluations to identify areas for improvement and drive cost-saving initiatives.


Compliance and Internal Controls: Coordinated with internal departments and external stakeholders to ensure compliance with regulatory requirements and company policies. Implemented internal controls and procedures to safeguard company assets and mitigate financial risks. Managed tax filings and returns to ensure compliance with tax laws and regulations.


Cash Flow and Payroll Management: Monitored cash flow and liquidity management to optimize working capital utilization and minimize financing costs. Managed the payroll process, including the calculation of salaries, deductions, and taxes, ensuring timely disbursement of employee salaries