Mustafa Gebreel CMA CBCA FMVA CertIFRS CFC

Manage, develop, and monitor the Treasury functions, including cash management, liquidity and funding analysis, hedge portfolio and settlements. o Responsible for the Cash Budget, Forecasted Cash Flow & Daily Bank Status. o Working on opening a new credit facilities line. o Managing Bank Credit Facilities and Bank relationship. o Manage Group’s debt portfolio in regards of reducing the cost of funding, using market instrument, and meeting the deadlines. o Manage and negotiate loan arrangements with the banks. o Investigating hedging opportunities to mitigate interest rate exposure, addressing all issues relating to SWAP deals with the banks. o Performing Cash flow cycle & analysis. o Ascertaining issuance, and verification of Letters of Credit, Letter of Guarantee, examination of documents presented, and processing L/C’s payments and L/C’s refinance. o Participating in developing effective Treasury Management, Policies and Procedures to facilitate decision-making

o Preparing monthly Financial Statements Balance Sheet, Income Statement and Cash Flow.
o Monitor and review accounting and related system reports for accuracy and completeness.
o Preparing Monthly accounts receivable ageing reports, managing and preparation of Customer profitability. Controlling and
mentoring the semiannual balance of confirmation and make the necessary reconciliation to adjust the accounts
discrepancies/variances if any.
o Managing vendor relations as well as timely and accurate processing of invoices, purchase orders, expense reports, petty cash
vouchers & payments. Preparing monthly accounts payable ageing reports.
o Spearheading all financial transactions, reporting and policies including general ledger maintenance, accounts payable &
receivable, Fixed Assets.
o Administering all financial transactions, MIS reporting, providing timely & reliable financial information to support the
management for budgeting & forecasting.
o Formulated the new Chart of Accounts and Implementing the new accounting ERP System - Odoo.
o Preparing annual Budgets, Operational & Financial Budgets.

Amlak International for Real Estate Finance company was founded in 2007. Amlak was the first licensed company in Saudi Arabia
by Saudi Arabian Monetary Agency to provide real estate financing solutions with the exception of commercial banks. Amlak
International have a paid-up capital of SR 900 million The Real estate financing leadership of Amlak International in Saudi market
was achieved by an ability to pioneer and manage a unique portfolio of innovative and Islamic compliant financing products.
Treasury Manager:
o Responsible for managing and administering the company’s day-to-day corporate treasury operations including Liquidity, Debt
management, investment, and bank relationships.
o Oversee and managing debt origination, hedging, facility agreement negotiation, execution, and loan compliance
o Monitor financial covenants and report to senior management and committees
o Working on Silverlake

Participating in developing effective Treasury Management, Policies and Procedures to facilitate decision-making. o Manage Group’s debt portfolio in regards of reducing the cost of funding, using market instrument and meeting the deadlines. o Effective cash management by pooling the resources of all Group Companies. o Manage and negotiate loan arrangements with the banks. o Responsible for the timely Advising, Issuance, and Verification of Letters of Credit and Amendments, examination of documents presented, and the processing of payments. Review and process incoming Letters of Credit and Amendments Correspond with banks for all LC & CAD queries. o Familiarity with treasury instruments and others such as Interest rate swap. o Manage, develop, and monitor the Treasury function, including cash management, investment portfolio management, liquidity and funding analysis, hedge portfolio, and settlements. o Training treasury Staff. o Annual budgeting. o Experienced in dealing, negotiations and communication with Banks and knowledge of Bank products. o Forecasted Cash Flow on monthly basis. o Daily Bank Status. o Bank Credit Facilities. o Analyzing the Cash budget variance, based on compares the achieved results vs. planned. o Managing the Debts Portfolio, Establishing the new loans, LC Post Finance & all related issues of revolving of STL. o Coordinate with the banks for disbursement Loans. o Correspondent with banks & suppliers for financial related issues. o Negotiating and raising funds required in both local currency, supplier financing in foreign currency funding and drive to lower bank costs and charges across the group entities. o Coordinating with banks to mitigate for various services issues and developing various processes for automate the global payment and receivables o Ascertaining issuance, and verification of Letters of Credit and amendments, examination of documents presented, and the processing of L/C’s payments and L/C’s refinance.

Establish, maintain, and coordinate implementation of accounting system and handling all relevant financial accounting and Reporting for GCC Branches (more than 20 affiliated and subsidiaries): ➢ Mohammed A. A-Othman Trading Est.-UAE Branch. Nada Saudi Food Stuff Est.-Kuwait Branch.
➢ Nada Dairy-Bahrain Branch. Nada International School ➢ Nada Compound Village Haagen Dazs o Preparing monthly Financial Statements Balance Sheet, Income Statement and Cash Flow and monthly closing. o Steering overall financial operations encompassing accounting, reporting, year-end closing, Participation and review of annual operating budget for GGC Branches, variance analysis of budget v/s actuals, o Monitor and review accounting and related system reports for accuracy and completeness. o instigating internal control disciplines towards maintaining integrity and accuracy of financial reports o Ensuring efficient processing (payment allocation, reconciliation and month-end reporting) of company receivables and timely collection in accordance to company policies. o Administering all financial transactions, MIS reporting, providing timely & reliable financial information to support the management for budgeting & forecasting o Spearheading all financial transactions, reporting and policies including general ledger maintenance, accounts payable & receivable, Fixed Assets. o Preparing weekly accounts receivable ageing reports, managing and preparation of Customer profitability. Controlling and mentoring the semiannual balance of confirmation and make the necessary reconciliation to adjust the accounts discrepancies/variances if any. o Managing vendor relations as well as timely and accurate processing of invoices, purchase orders, expense reports, petty cash vouchers & payments. Preparing monthly accounts payable ageing reports.

Responsible for the accounting operations of the company. o Providing timely and accurate month end reports ensure that all month end provision/accruals/prepayments are maintained, G/L accounts duly reconciled. o Manage the accounts payable and accounts receivable functions. o Work with project management staff ensuring proper compliance with accounting procedures including reviewing and analyzing job cost estimates and reports monthly