Muhid Zakaria Junejo

• Effectively managing an investment portfolio more than USD 280 million across more than 40, 000 investors

•Managing bi-annual coupon payments worth more than USD 5 million per annum with accuracy rate of above 95%

• Initiated creation and maintenance of Power BI dashboard for data visualization against multiple business streams

• Month-end account and stock reconciliation of high-risk public debt instruments in coordination with all commercial banks

Achievements
• Identified high-risk high-impact risk factors of a strategic level across various negative tests of system controls.

• Developed and implemented SOPs for digitisation of a paper-based business process as a result of which a fraud was discovered post-implementation due to the new control mechanisms

• Conducted a risk-based reconciliation of Public Debt instruments and associated coupon (interest) payments for Audit Committee for all issuances since 2017. This was a technically complex task involving varying profit rates and calculation of different profit cycles against each instrument (over 2 million line items of data)

• Directed the financial oversight and risk management for a public debt investment portfolio
exceeding USD 280 million, ensuring accurate reporting and strong control governance.
• Supervised and trained accounting staff in executing treasury and debt-servicing operations
worth over USD 7 million to more than 40, 000 investors in FY25, maintaining more than 99%
accuracy.
• Carried out technically complex reconciliation exercises for sales and coupon (interest)
payments, mentoring junior accountants in audit-compliant procedures.
• Spearheaded the internal control redesign for the sale of bearer prize bonds, leading cross
departmental teams to mitigate financial and operational risks.
• Spearheaded the internal control redesign for the sale of bearer prize bonds, leading cross
departmental teams to mitigate financial and operational risks.
• Reduced the physical process footprint by over 70% and improved customer service through
a centralized investor communication system.

• Ideated and led development of system-based account receivables aging report in SAP which strengthened internal controls and reduced turnaround time by 50%.

• Created excel-based inventory movement report that enhanced and accuracy and efficiency of stock reporting.

•  Implemented a Power BI dashboard for account receivables analysis, leveraging data visualization to identify trends and anomalies, providing critical insights for risk mitigation and audit focus.

• Supported monthly and annual financial closings under IFRS, ensuring proper revenue
recognition in compliance with IFRS 15.
• Led coordination with in-house developers to implement a system-based aging report in SAP,
improving turnaround time by 50%.
• Executed Power BI dashboards for Accounts Receivable analysis and performance tracking.

• Collaborated with sales teams to implement strategies that mitigated credit risk, resulting in a 35% reduction in outstanding account receivables and improved cash flow.

•  Enhanced credit limit management by implementing a customer credit risk assessment framework, leading to a 25% reduction in the risk of delayed receipts and strengthening credit control.

•  Led and mentored a team of 6 Field Accountants, ensuring adherence to internal accounting controls and the smooth operation of onsite accounting processes at their respective warehouses, minimizing the risk of operational discrepancies.

•  Ideated and implemented a customized SAP report that improved the accuracy and transparency of petty cash reporting by 30%, strengthening financial controls and reducing the potential for misuse.

• Supervised a team of 6 Site Accountants, ensuring effective receivable management and
warehouse accounting operations.
• Managed strategic receivable reduction efforts through collaboration with sales teams,
successfully reducing outstanding receivables by 35%.
• Optimized credit limits based on comprehensive customer analysis, reducing risk of delayed
receipts by 25%.
• Improved petty cash reporting efficiency by 30% by deploying a customized cash reconciliation
report on SAP.

• Conducted pre-audits for high-value payments exceeding USD 3.5 million, providing guidance
to audit staff on compliance procedures.
• Identified and captured over USD 5, 000 in recoverable expenses within a major audit unit.
• Highlighted contract loopholes that saved the company USD 3, 000 through effective review
and supervisory validation.

• Managed Account Payables worth more than PKR 150 million in SAP (including bank payment batches’ preparation and processing).
• Ideated and implemented a monthly Variance Analysis reporting mechanism to improve MIS data quality.
• Managed insurance coverage and scheduled premium payments for company assets as well as share in Oil Pipelines’ coverage worth billions of rupees.
• Resolved pending Insurance claim cases worth more than PKR 1 million in coordination with National Insurance Company Limited within 5 months of posting in Treasury Division.
• Identified case of financial misappropriation worth more than PKR 100 million in sales to dealers.

• Identified and plugged an internal control weakness that helped reduce excess stockpiling by
more than 50%.
• Oversaw and coordinated accounting operations related to vendor payments and insurance
portfolios valued at over USD 21 million.
• Supervised payment tracking and reporting processes, ensuring zero delays and full
compliance.
• Management payment runs worth more than USD 40 million across more than 3, 000 vendors
on timely basis.
• Implemented system-based variance reporting to improve management insight and staff
accountability.