Naim Morshed, Deputy Head of Risk Management

Naim Morshed

Deputy Head of Risk Management

Prime Bank Plc

Location
Bangladesh - Dhaka
Education
Master's degree, Economics
Experience
19 years, 1 Months

Share My Profile

Block User


Work Experience

Total years of experience :19 years, 1 Months

Deputy Head of Risk Management at Prime Bank Plc
  • Bangladesh - Dhaka
  • My current job since November 2022

- Member Secretary, Risk Management Forum (RMF)
- Member Secretary, Recovery Planning Working Committee
- Manager, Risk Awareness Program (RAP)
- Supervise Operational Risk Management Functions
- Supervise Capital Management desk
- Supervise Stress Testing, Basel iii implementation, ICAAP and Risk Reporting
- Supervise Risk Research & Development work

Head of Operational Risk Management at Mutual Trust Bank Ltd.
  • Bangladesh - Dhaka
  • May 2010 to November 2022

* Working to develop Operational Risk Management Framework in the Bank
*Developing Key Risk Indicators (KRIs) for business and support areas of the bank to manage
the risk efficiently
* Periodic Risk Reporting with a recommended mitigation strategy to Board and Senior
Management for their required strategic decision
* Review Capital to Risk-weighted Asset (CRAR) under Pillar I of Basel III Accord
* Expedite credit rating of the borrower to save capital under Pillar I of Basel III accord
* Assess capital requirement as per Internal Capital Adequacy Assessment Process (ICAAP)
under Basel III
* Preparations of Risk Management Report to identify, assess, measure, and monitor the risks
faced by the bank.
* Conduct periodic Stress Testing to assess the bank’s shock-absorbing capacity using different
levels of shocks defined by Bangladesh Bank
* Assist to prepare Market Disclosures under Pillar III of Basel III
* Communicate with the divisions/Dept./Units/Branches for required information relating to risk
management issues

Special contributions to MTB:
* Resource Person of Risk Management, MTB Training Institute (MTBTI)
* Member, Working Committee, Basel Unit
* Member, Business Implementation Team of MTB CBS Project
* Former Member, Supervisory Review Process (SRP) Committee.
* Member, Money Laundering and Terrorist Financing Risk Assessment Committee
* Member Secretary, Committee to assist KPMG for the Core Banking System Audit (completed)
* Project Coordinator, ICAAP (completed)
* Project Coordinator, RMU Reporting (completed)
* Member, Basel II Implementation Cell (Implemented)

Executive Officer at Bank Asia Limited
  • Bangladesh - Dhaka
  • April 2008 to May 2010

* Design the action plan to implement Basel II and set up Risk Management Department as per
guidelines of Bangladesh Bank
* Identification of risks of different areas of the bank towards managing the risks of the bank
* ICAAP documentation for the bank
* Work as a business analyst to develop Basel II Implementation Software
* Develop reporting format, worksheet to calculate credit risk, market risk, and operational risk as
per Basel II Guideline
* Train the officials of the bank as part of capacity building to implement The New Capital Accord
(Basel II)
* Set the strategy to achieve the financial strength based on Risk-Based Capital Adequacy
* Performance Analysis of banks in the Banking Industry
* Business Continuity Planning as part of Operational Risk Management

Special contributions to Bank Asia:

* Resource Person of Basel II Implementation
*Member Secretary of Basel II Implementation Committee
* Project Coordinator - ICAAP

Lecturer at East West University (EWU)
  • Bangladesh - Dhaka
  • January 2007 to April 2008

Course Taught: Microeconomics, Macroeconomics, Mathematical Economics

Senior Officer at Bank Asia Limited
  • Bangladesh - Chittagong
  • December 2002 to August 2004

Joined as Management Trainee.

After one year trainee period, worked at Foreign Exchange Department in the Import Section.

Education

Master's degree, Economics
  • at Hanken School Of Economics
  • November 2006

Completed thesis on Inflation.

Master's degree, Economics
  • at University Of Chittagong
  • August 2002

Position: 1st class with 1st position

Bachelor's degree, Economics
  • at University Of Chittagong
  • June 2001

Position: 1st class with 2nd position

High school or equivalent, Administration And Basic Sciences
  • at Haji Mohammad Mohsin Col
  • August 1994

Achievement: Board Scholarship

High school or equivalent, Administration And Basic Sciences
  • at Mangal Kandi High School
  • August 1991

Studied in Science Field

Specialties & Skills

Enterprise Risk Management
Capital Adequacy
Basel II
Stress Analysis
Operational Risk Management
Problem Solving
Communication
Working under pressure
Analytical Skill
Negotiation

Social Profiles

Languages

English
Expert
Bengali
Native Speaker

Memberships

PRMIA, USA
  • Member
  • January 2015
GARP, USA
  • Member
  • January 2014

Training and Certifications

Credit Risk Management (Training)
Training Institute:
IBS Kolkata, India.
Date Attended:
January 2009
Basel iii (Training)
Training Institute:
NIBM, Pune, India
Date Attended:
September 2015
Risk Management (Training)
Training Institute:
Frankfurt School of Finance and Management, Germany
Date Attended:
August 2018
Duration:
24 hours
Certified Basel III Professional (CBiiiPro), USA (Certificate)
Date Attended:
April 2020
Operational Risk Manager (ORM), USA (Certificate)
Date Attended:
November 2017

Hobbies

  • Reading
  • Traveling
  • Writing
    Articles published in newspapers, journals, etc.