Accounts Officer
Regional Directorate of National Savings, Karachi
Total years of experience :9 years, 11 Months
• Play a key role in planning and developing budgets for various departments and projects.
• Monitor expenses against budget allocations, identifying areas for cost control.
• Prepared timesheet and handled payroll for both hourly and salaried employees.
• Calculated employee bonuses, and commissions based on hours worked or other compensation agreements.
• Verify and maintain employee records, including tax withholding information, deductions, and other payroll-related data.
• Calculate and process adjustments such as overtime, paid time off (PTO), and leave balances.
• Identified opportunities for process improvements and efficiency gains in payroll administration. Implemented best practices and automation solutions to streamline payroll processes and reduce manual effort.
• Participated in internal and external audits of payroll records and processes. Conducted periodic reviews of payroll data and procedures to ensure accuracy, integrity, and compliance.
• Communicated with employees regarding payroll-related matters, including pay schedules, deductions, tax forms, and changes in payroll policies or procedures. Provided prompt and accurate responses to employee inquiries and concerns.
• Monitor expenses, cash flows, and balance sheets.
• Handling petty cash and employee expense reimbursements like medical reimbursement, house loans etc.
• Prepared monthly property rent assessments of all branches of National Savings.
• Reconcile client accounts and cross-verify government cheque amounts with treasury section statements. Maintained a daily report on investments (deposits) and withdrawals (payments), submitted daily updates to the head office.
•As a Senior Accountant, I was responsible for maintaining accurate financial records.
• Succeeded the overall financial activities, ensuring accuracy & compliance with accounting standards. Managed general ledger accounts and reconciled financial discrepancies.
• Prepared and processed invoices, requisition, purchase orders, matching and posting of accounts properly.
• Prepared reconciliations of the Bank statement, Accounts payable and Accounts receivable periodically and report if any discrepancies are found.
• Processed payments accurately and in a timely manner, verifying invoices and obtaining necessary authorizations.
• Continuously follow up with clients for all receivables and prepare the receivable report weekly to track outstanding payments.
• Organized documents and filling of completed invoices appropriately.
• Prepared, monitored expenses and analyzed financial statements, including income statements, balance sheets, and cash flow statements. Ensured accuracy, compliance with accounting standards (e.g., GAAP or IFRS), and provide insights to support decision-making.
•As an Internee, I was trained for all the departments of Bank.
•Coordinate with the Branch Manager in implementing and carrying out bank policy and procedures with respect to overall operations of the bank
•They provides a variety of service functions, including processing savings account, checking account, loan transactions, cashing checks, cash bonds, cashier’s checks and gift cards.
•Responsible for processing mail, maintaining account records, cross-selling services, balancing each days transactions, and verifying cash totals.
1. Written an econometric research paper on “Demographic Transitions: Impact Of Mortality on Fertility”, 2011 2. Developed E-Business web blogs and sites April, 2012 3. Application of ANOVA techniques to find out the relation between marks of students and their absences, 2011
1. Develop financial model of “UBL-Insurers” 2. Report on merger of METRO cash and carry and MAKRO 3. Designed lesson plan for “training on Negotiation Skills”November, 2012