Chief Manager
Bank of Barod
Total years of experience :33 years, 10 Months
PROVEN EXPERTISE
Finance - Accounts Management
•Highly experienced in preparing all types of credit proposals including corporate and retail lending.
•Competent in the assessing borrowers actual credit requirement, risk factor and suggest mitigation of risk.
•Highly experienced in consolidating financial statement and other management reports and handling complete books of accounts independently up to completion with zero error tolerance.
•Responsible in preparing estimated and projected financials for clients.
•Ensure effective control in bill and cheque discount.
•Cater to credit related queries from higher office and sanctioning authority.
•Check and modify all types of reports and statements related to advance portfolio.
•Monitor and supervise all stressed accounts and coordinate with the borrowers for revival and prescribe remedial measures. Issue various types of Guarantees, Letter of Credits and various correspondences to different authorities and borrowers related to advance.
•Prepare, examine, analyze accounting records, financial statements, debtor’s listings and other financial reports to assess accuracy and finalize the accounts and present the same to management.
•Prepare, check, modify credit rating of companies under CRISIL model.
•Preparation of security documents, guiding borrower for proper execution and safeguard of such documents.
•Prepare different type of credit reports for quarter ending and year ending through particular software including compilation of various data.
•Attend consortium meeting and prepare of minutes of meeting.
•Liaise and attend court cases, police cases and claim various assets charged to bank.
•Facilitate charging of various assets as security for bank line mortgage, possessory pledge, assignment of leasehold rights with different authorities like Dubai Land Government, Dubai Courts, Notary Public and others.
•Establish and maintain relationships to bank authorities, provide assistance with problems they may encounter and ensure compliance with all regulatory bodies.
•Direct the Finance department and ensure that policies and directives are met appropriately through on-the-job coaching, training, motivating and sustained communication.
•Coordinate with banks in recovering bank dues and prescribe suitable measures.
•Inspect various assets and submit reports to various authorities.
•Maintain good relationships with different entrepreneurs from different market segment specially commodities and gold market in Dubai.
•Efficiently representing the company with external parties such as outside auditors, bankers, sales auditors, customers, vendors, consultants, etc.
•Overseeing, reviewing and implementing internal controls, contracts management.
Administration
•Act as the point of contact on administration matters; ensure smooth functioning of the department’ daily transactions.
•Attend to general inquiries and provide information on company services; excellent customer service through prompt resolution of issues and concerns.
•Preserve proper records of incoming and outgoing correspondence, file documents and letters systematically, and keep all assigned files up-to-date. Maintain confidentiality.
•Provision of clerical and administrative support in an effective and efficient manner.
•Liaison and coordination with internal and external parties for events, meetings, travel arrangements. Maintain rapport and professional relations at all times
Embarked an outstanding record of loyalty, dedication and drive towards contributing to company's business growth as better displayed with 34+ years tenure at
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