Director
First Abu Dhabi Bank
Total years of experience :18 years, 2 Months
in GTB / Trade Corporate Clients
My responsibilities include:
•Directly responsible for the corporate segment covering Aviation & Transport, Real Estate & Family and Energy & Natural Resources.
•Maintain, Update and Implement client accounts.
•Calculate risk adjusted return on capital (RAROC).
•Manage utilization of existing facilities.
•To identify the sanctions and co-ordinate with the Corporate Banking RMs to improve the limit utilization to its maximum.
•Resolve customer problems related to Trade Finance accounts immediately.
•Cross sell for trade finance products (Trust Receipts, Bill / Invoices Discounting, Receivables Finance and Supply Chain Finance etc.).
•Build strong stakeholder relationships, particularly with Corporate Coverage team, internal partners like Legal, Product, Operations, and Credit Risk etc.
•Ensuring client satisfaction and growth of revenue streams.
•To make recommendations to Management regarding bank’s services and pricing.
I am handling 370 borrowing accounts under my portfolio and my portfolio size AED 50B.
My responsibilities include maintain and developing client business relationship, grow the business meet sales and revenue goals, cross sell, ensuring excellent customer services and client satisfaction, consult with customers to resolve complaints and verify financial and credit transaction, generate financial ratios using computer programs to evaluate customers financial status, complete facility application including credit analysis and summaries of facility requests and submit to loan committees for approval.
I am handling 22 borrowing accounts under my portfolio and my portfolio size AED 50M.
My responsibilities include develop Commercial Assets (funded and non-funded), selling liabilities products and cross sales, maintain existing relationships, Project Finance for huge projects, Consistent follow up on all business accounts to ensure full opportunity has been captured, Conduct annual review of facilities and enhance / reduce the facility as per the client’s requirement, Liaise with inter-departmental colleagues including Credit, Operations and CAD to make sure clients are getting quick and prompt services .
I was handling 25 borrowing accounts under my portfolio and my portfolio size AED 58M.
My responsibilities include Portfolios Manage, Maintain and Update client accounts, manage utilization of existing clients, Preparation Financial analysis / ratios, Preparation Credit Proposal, Consistent follow up on all business accounts, responding to the inquiries and questions of clients, solving the problems they face and marketing new products.
I was handling 55 borrowing accounts under my portfolio and my portfolio size AED 50M.
My job duties & responsibilities include serving the corporate customers and providing all facilities for large companies such as (Aldar, Srouh, Emirates Airlines, AL Etihad Airlines and Royal Jet company) these facilities include Term Loans, overdraft, TRL, all kinds of Guarantees and Letter of credit, also Monitoring of corporate customer accounts such as opening A/c, Transfer, provide monthly statements, building deposits for corporate customer, tracking guarantee commission. Internal Memorandum and Facility Offer Letter and providing details with respect to the interest payments to be made by customers on their outstanding loans.
in Retail as agent. My job duties include responding to the inquiries and questions of clients, solving the problems they face, marketing new ADCB products, acquainting customers with the new products and services and how to get them. This job requires complete knowledge of the different bank products and offers that are launched from time to time.
The financial services industry represents a merging of traditional banking, insurance, finance and accountancy businesses, with a focus on products such as banking services, wealth management, and insurance/risk management from individual consumers through to major corporations. The Bachelor of Banking and Financial Services has been designed to allow graduates to gain the relevant competencies and skills to give them a competitive advantage when applying for employment in this sector.
The Banking Diploma combines the study of modern economics with banking and finance. You will be introduced to a broad range of economic subjects including banking, financial intermediation, asset and liability management, financial decision making, financial markets and institutions, and accounting. This wide range of topics will give you an in-depth understanding of the way that organizations and financial systems work.