نور الدين سمير عبد الحميد عمر

regional senior credit analysis lead-Me في westcon comstor middle east

• الإمارات العربية المتحدة - دبي
• أشغل هذه الوظيفة منذ فبراير 2021

Supervisor Credit Controller في falconpack international

• الإمارات العربية المتحدة - دبي
• أبريل 2018 إلى يناير 2021

Make customer credit analysis( 5cs of creditworthiness, financial statement analysis, and credit scoring)
 Check credit score for new big customers in AL ETIHAD CREDIT BUREAU.
 Ensuring credit limit and credit terms' adherence all time as per standard.  Ensuring credit profiles of all customers are complete in all aspects.
 Assist In create credit policy and monitor implementation for the credit policy
 Controlling and maintaining debt beyond 90 days.
 Identifying problems, monitoring proper follow up in order to ensure problems are solved.
 Issuing overdue credit remainder letters for defaulting customers
 Ensuring that customer's received update SOA in time.  Generate and develop age analysis, Bad debt forecast, Territory Sales/ Area Sales Manager performance and other reports Pass order for customers after check customer's status and make risk analysis.
 Check customer payment as (chq's, bank transfer) recorded correctly as per customer details.
 Check customer's master file are update with data and contact.
 Ensuring customer's files update and completed with all document ( credit application, trade license, passport, visa, vat certificate)
 Prepare and monitor kpi's and submit the final results to credit manager.
 Analysis the sales volume and prepare DSO report.
 Forecasting cash in flow for the company and make variance analysis between actual and standard collection.
 Sending emails and letters to key customers to check payment will receive in time.
 Holding delay customers if payment not received within the pmt term.
 Maintaining strict adherence to credit control policies.
 Keep on touch with customers by different methods (telephone, email, face to face) to make KYC.
 Call or visit delay customers to make negotiation to collect the payment.  Provide regular reports to management about collections and un paid customer's
 Monitoring bank statement on daily basis to ensure payments transferred by customers.
 Follow up with bank for any delay in any payment transfer.
 Manage Saudi Arabia customers' accounts, check payment status and send update SOA and AR aging reports.
 Download LC from bank online for Saudi Arabia customers.
 Make financial analysis for financial statement to new overseas customers.
 Deal with credit insurance company for take approval for credit limit for register customers.
 Build good relations with finance team and concern person for release payment in Customers Company.
 Handling big groups in GCC (MAJID AL FUTTAIM, LULU H/M, UNION CO-OP, EMIRATES CO-OP, ABUDHABI COOP, SPINNEYS, /……).
 Implement the agreement and deduction for the group's accounts (REBATE AS PER AGREEMENT).
 Create tax credit note against for customer's deductions based on agreement.
 Prepare monthly collection report for each sales man.
 Providing sales team with SOA and AR AGING reports with in the time frame.
 Assist in external audit process at the end of year for RECEIVABLES.
 Make balance confirmation for customers quarterly.
 Sending claim for credit insurance company to deal with bad debts.
 Submit bad debts provision report for the next year to credit manager.
 Coordinate with the legal department for legal cases filing & related case

credit controller في Global integrated logistics &services (under MAERSK LINE-EGYPT)

• مصر - الإسكندرية
• يناير 2014 إلى ديسمبر 2016

Managing credit risks by means of analysis, reports, projects, communications & implementation of corrective actions underlined by procedures and efficient processes to further improve the efficiency of credit  Confirm storage & demurrage fees after reviewing with import & operation department  Reconciliation with customers  Review / approval of customs duties invoicing to / payment from the client  Monitor customer account details for non-payments, delayed payments and other collection problems.  Generate and review AR aging to ensure compliance.  Maintenance of credit facilities with existing customer  Monitoring the balance of the company in the bank from collection.  Ensuring that customer's received update SOA IN TIME.  Sending monthly overdue customers and delay payment.  Checking online bank for incoming payment from customers.  Maintain and update credit customer files and records (trade license, passport)  And any other report requested by credit manager.  Investigate and resolve customer queries  Communicate with customers via phone, email, mail or personally  Assist with month-end closing  Follow up on legal cases.