Risk Management Analyst
Qatar Foundation
Total years of experience :9 years, 3 Months
Developing, implementing and maintaining an effective enterprise wide Risk Management program aligned to leading practices and the Governance Framework
Supervisor, Internal Audit & Compliance Department
January 2004 - 31 May 2006
• SUMMARY OF RESPONSIBILITIES: I have commenced working with the Commercial Bank of Qatar in a supervisor position at the resident internal audit department on 8 January 2004, and was responsible of the following: ➢ Periodical visits to bank's operating department in line with predetermined audit plan.
➢ Specifying possible risks in the operating cycles and internal controls. As a result;
➢ Preparing internal audit work program in line of internal control policies and procedures and incompliance with Qatar Central Bank rules and regulations.
➢ Specifying audit sample and executing audit testing.
➢ Summarizing audit findings and forwarding a preliminary audit report to concerned department for their review and comments.
➢ Upon receiving the department feed back, a report is prepared in its final form and forwarded to the bank's audit committee.
➢ Handling special investigations by developing a detailed plan, interview personnel, review documents and preparation of the investigation report.
Upon illustrating my capabilities and experience of identifying major risk areas and operating internal control deficiencies, the banks management, headed by the General Manager, decided to appoint me to introduce Operational Risk Management Tools to the bank units to comply with Basil II in a supervisor position in the internal control unit / operation risk, towards establishing an Internal Control Unit at the bank, my responsibilities are as follows: ➢ Completed preparation of an Internal Control Unit framework, which summarizes the unit operating plan, objectives and deliverables.
➢ During July 2004 the management successfully approved my proposed internal control unit framework.
➢ Commenced meeting with departmental managers towards addressing departmental issues and concerns.
Operational Risk Management (ORM) Tools Facilitator and Implementation Coordinator, main tasks, duties and responsibilities are as follows: • Conducting training sessions on ORM newly introduced tools
• Assist the line management to plan and execute the new tools
• Prepare regular management reports to summarize the results of the implemented tools
• Loss event tracking, by handling loss incidents and near misses, record amounts, and determine root causes and ownership.
Al Faisal Holding - Property, Hospitality and Leisure Group,
Group, City Center - Chief Accountant,
February 2002 - January 2003.
• SUMMARY OF RESPONSIBILITIES: During my working period at Al Faisal Holding - Property, Hospitality and Leisure Group I had the opportunity to fully function as in charge financial controller, where I performed the following: ➢ Review and approval of daily transactions prepared by the accountants.
➢ Coordination with other departments on reconciling outstanding finance related issues.
➢ Preparation of month end closing entries.
➢ Review and approval of bank reconciliations
➢ Preparation of the Group monthly financial reporting package. The monthly reporting package included the following reports and statements: - Balance Sheet.
- Income Statement.
- Cash Flow.
- Group's bank/ investment portfolio. (Weekly - Monthly)
- List of due collectable accounts receivables and current payable accounts.
➢ Preparation of audit files for the Group to enable the internal and external auditors to perform the semi annual and year-end audit.
➢ Coordination with external and internal auditors.
• WORKING EXPERIENCE: My working experience at the Group included operation on Real estate and property, Hospitality and leisure and Entertainment industries.
• SPECIAL ASSIGNMENTS
At the Group and part of the organizational and operational upgrade for the Group, taking into consideration my qualifications and audit experience background, I was entitled to manage and execute certain special assignments towards improved a healthier working and operating environment.
The special assignments included the following: ➢ Organizing the accounting system and record keeping for a sister company of the Group. The accounting system and record keeping organization was reflected in a policies and procedures manual that would enable, assist and direct the accountant to perform day to day operating transactions, as well to generate required operating reports.
➢ Introduction of cash, fixed assets and accounts receivables register to the Group's accounting system. This included reconciling and updating current records and putting in place related procedures to ensure appropriate and accurate update of the registers.
➢ Identifying deficiencies in the internal control system and accordingly locating controls in place thus ensuring soft running and safeguarding of the Group and its' assets.
➢ Preparation of the opening balance financial statements for a sister company. This assignment was unique to the fact that those financial statements where the first after nine years operations.
Andersen, Amman - Jordan,
Senior Auditor,
July 1996 - September 2001.
• SUMMARY OF RESPONSINBILITIES: Below listed responsibilities were performed in compliance with International Standards on Auditing, International Accounting Standards and local regularities agencies when applicable.
➢ Preparation of the 30 June review and 31 December audits and other engagement professional service proposals.
➢ Completing business analysis and business information framework.
➢ Preparation of Internal Control Policies and Procedures Manual
➢ Specifying possible risks in the operating cycles and internal controls.
➢ Assessing the percent of reliance on the operating internal control, and accordingly designing tests of internal controls.
➢ Giving instruction, supervising and evaluating the assisting audit team.
➢ Preparing and finalizing financial statements
➢ Preparing management letter, pointing out insufficiencies in the internal control system.
• WORKING EXPERIENCE: Through my working period I had the chance to be the in charge and to fully operate on several industries mainly: ➢ Banking and financial institutions.
➢ Construction and contracting companies.
➢ Telecommunication.
➢ Leisure and hospitality.
➢ General services.
➢ Advertising, and
➢ Trading.
Thus being able to handle private, public share holding companies and not for profit organizations.
Moreover throughout my working period at Andersen I was entitled to carry out several special engagements; related reports were generated in English and Arabic language.
Special engagements included: ➢ Accounting policies and procedures preparation.
➢ Evaluation of existing internal controls.
➢ Companies' separation.
➢ Due diligence.
➢ Projections.
➢ Mergers, and
➢ Liquidation.
In addition to other special assignments including working in West Bank on the Housing and Cairo Amman Banks' engagements. The purpose of this assignment was to ensure of compliance with terms of agreements with Central Bank of Jordan, loan loss regulations and preparation and finalizing the financial statements.