Head Of Credit
Krishibid Group
Total years of experience :13 years, 2 Months
A. Develop the credit in companies perspective
B. Develop the structured credit policy, recovery policy, amortization policy etc.
C. Maintain & follow up credit rules and regulation which play on FF
D. Analyze the customer who applied for credit
E. Maintain & regularizes the overall companies credit in the field
F. Ensure the legal procedures regarding given credit and recovery.
G. Maintain close contact with Local Authorities and Administration to boast up Recovery
H. Conduct frequent Recovery tour throughout the country in connection with Recovery
I. Formulation and maintenance of strategy regarding credit operations of the business.
J. Check competitor movement on individual credit situation.
A. Set Yearly and Monthly Recovery target.
B. Achieve monthly as well as yearly target on loan recovery. (Regular, Payment Missing & Overdue loan )
C. Monitor activities of field staff that are directly involved with Sales and Recovery activities.
D. Follow up day to day work of officers & find out their problems & give advice and suggestion to overcome the problem related to Recovery.
E. Maintain close contact with Local Authorities and Administration to boast up Recovery.
F. Check competitor movement on individual credit situation.
G. Field monitoring & evaluation of Officers’ Performances.
H. React seasonal impact of product, Sales & Credit.
I. Find out Overdue and critical customers and make policies for smooth recovery.
J. Check credit basis on Budget VS Achievement.
K. Ensure the legal procedures regarding given credit and recovery.
L. Formulation and maintenance of strategy regarding credit operations of the business.
M. Policy making on different business issues.
N. Conduct frequent Recovery tour throughout the country in connection with Recovery and Seize vehicles.
O. Chalk out work plan of Officers for smooth functioning of day to day activities.
P. Provides all types of reports as per Management requirement.
A. Analysis the market possibilities to allow the credit.
B. Analysis the customer credit worthiness.
C. Check competitor movement on individual credit situation.
D. React seasonal impact of product, Sales & Credit.
E. Check credit basis on Budget VS Achievement.
F. Resize the territory on customer establishment
G. Realize the credit according to business policy.
H. Receive credit application and process as per policy.
I. Verification of customer establishment, Reference, Bank record, Document etc.
J. Give opinion about credit customer for final recommendation of Executive Director for credit approval.
K. Ensure the legal procedures regarding given credit and recovery.
L. Monitor and visit credit customer regular basis.
M. Ensure the recovery of overdue as per plan.
N. Analysis of credit.
O. Formulation and maintenance of strategy regarding credit operations of the business.