Senior Credit & Marketing Officer
ORIX Leasing Egypt SAE
Total years of experience :19 years, 0 Months
Attract the potential business entities.
Analyze the financial needs and provide a financial solution.
Assess creditworthiness by performing credit analyses to the financial data provided by the customer.
Perform market studies.
Prepare credit profile of the prospective.
Discuss prospective customers with the credit desk in order to get the approval for financing.
Subsequent to the disbursement following up the customer service.
Following up with delinquent customers to insure reciving payments in a timely manner.
Back office
International cheque operations officer
Keep cheques in the custody that received from our branches.
Debit our clients with cheuqes drown on them witch which we receive from the deferent correspondents around the globe.
Send cheques for collection favor our clients to the correspondents around the globe and secure the funds.
Preparing the monthly reports for the workload to be presented to the management level.
Sharing in the stock holding
Problem solving
Front office
10th of Ramadan branch & Naema bay branch
Retail Account Officer: Attract, serve, and retain existing and potential customers to maximize bank profitability and to meet and exceed customer expectations.
UniTeller: Perform cash transactions in a timely and accurate manner to satisfy clients and non-clients and safeguard the bank’s assets
Handle, serve, and provide operational services to clients to ensure high quality of service to meet clients' satisfaction within Bank’s procedures & policies.
Control the fixed assists and ensure the accuracy of the business units of each asset.
Cost Control for the medical representatives expenses, projections, Local conferences…etc
Review the hotel accommodation, charges
Working on cash flow statement for bank account.
Review payable aging for each month.
Compare payable aging with received invoices.
Prepare disbursement vouchers for all due payments.
Issue checks or make bank transfer for all due payments.
Co-ordinate with vendors the receiving dates of checks.
Responsible for handling & transferring all payments related to inter company charges.
Update the JD Edwards, Financial System with all payments during the month.
Responsible for analyzing withholding tax (vendor tax).
Prepare the tax authority forms.
Issue & send payment for tax authority.
Prepare tax letter to each vendor for the amount of tax deducted in each payment to be presented in the tax authority.
Handle& update contracts list (apartments / vehicles / yards) & Make monthly journal entry for phone bills & updates the JD Edwards, Financial System according to cost center.
Report monthly figures in Hyperion Financial Management (HFM)
Performing monthly balance sheet reconciliations
Work with tax authorities also to fulfill all tax forms preparation,
ensure accurate and timely reporting
Follow-up on outstanding freight
Settlement of intercompany receivables and payables
Issuing all cheques/drafts/transfers for suppliers etc
Forwarding vouchers to Head Office in Copenhagen in accordance with Company procedures.
Assisting in Performing monthly Balance Sheet and Income Statements reconciliations.
Ensure that daily collection reports are signed as checked and filed.
Ensure tasks performed in accordance with local and global SOPs.
1. Introduction to Accounting 2. Economic and Industrial Analysis 3. Financial Statement Analysis 4. Asset conversion cycle 5. Cash Flow mechanics and projections 6. Corporate Lending Techniques 7. Problem Loans 8. Risk Management and Basel 2 (Credit Risk) 9. Legal Aspects 10. Trade Finance 11. Project Finance & Syndications Final Graduation Project Credit proposal for the real company Upper Egypt trade mills listed on the Egyptian stock market (UEFM.CA) and discussed with the credit desk.