Ossama Al Gharram, CUSTOMER RELATIONSHIP/DEBT COLLECTION

Ossama Al Gharram

CUSTOMER RELATIONSHIP/DEBT COLLECTION

GREEN LINES LOAN RESCHEDULING SERVICES

Location
United Arab Emirates - Dubai
Education
Bachelor's degree, eng
Experience
18 years, 6 Months

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Work Experience

Total years of experience :18 years, 6 Months

CUSTOMER RELATIONSHIP/DEBT COLLECTION at GREEN LINES LOAN RESCHEDULING SERVICES
  • United Arab Emirates - Dubai
  • My current job since December 2017

Although out of the scope of my sales career, I chose this position to further hone my negotiation skills especially with unwilling customers. I have been very successful with this and am currently responsible for working with clients to resolve complicated debt issues, while maintaining comprehensive records of all customer information and interaction.

CUSTOMER RELATIONSHIP at Legacy Smart Employment Services /Federal Tax Authority (FTA) at UEA Ministry of finance
  • United Arab Emirates - Dubai
  • December 2016 to October 2017

In this position I continuously contacted customers, explained the new UAE VAT laws to them, and assisted them with all registration procedures. We continuously monitored registrations and ensured the escalation of unusual cases to higher authorities. We also worked on training accountants of different entities regarding VAT law.

Senior Costumer Relationship Officer at Vitas Jordan for finance (MEMCC)
  • Jordan - Irbid
  • January 2013 to August 2017

Promoting financial products of the company.
* Follow up the unpaid installments with client’s and collet them.
* Dealing with customers and explaining the regulations of loans and installments.
* Assigning loan contracts with customers and dealing with commissions, installments, and methods of
payment.
* Check loan contracts and paying installments.
* Coordinating with the Legal Department to follow up the unpaid installments.
* Making budgets for loan contracts in the domain of commercial and trading projects loans.
* Studying the financial situation of clients.
* Receive the payment of installments and consign it.
* Making receipt for payment.
* Training new officials and employees in Loans Department.
* Endure work pressure and work as team.
* Take credit decision for loans.
* Submitting daily, weekly and monthly reports.

Commander Office Coordinator at Zarqa Center Workshop – Jordan Army Force
  • Jordan - Zarqa
  • October 2007 to November 2013

 Coordinate with the Logistic purchasing division and the vehicles companies to keep up the purchasing process .
 Prepare briefings of the purchasing process for the commander office .
 Follow-up the working process and establishing invoices with the purchasing division.
 Coordinate with the dynamometer division to examine the purchased engines
 Handling Office work, arrangements files, commander secretary.
 Preparing presentation dealing with PowerPoint - Microsoft office.
 Preparing and drafting documents typed by Word - Microsoft office.
 Schedule constructing and sheets arrangement by Excel - Microsoft office.
 Faxing, mailing, using printing machines.
 Computer Maintenance (Hardware & Software).

engines reconstruction division -Vehicles Maintenance and repair division at Zarqa Center Workshop – Jordan Army Force
  • Jordan - Zarqa
  • November 2005 to September 2007

 Reconstruct different kind of engines
 Supervise the crankshaft turning after taking the right measurements
 Install repairing kits
 Examine engines after reconstruction on dynamometer
 Diagnose breakdowns of vehicles (Mercedes acctros - oshkosh truck- fiat trucks…..est).

Education

Bachelor's degree, eng
  • at Balqa Applied UniversityHussein Bin Abdullah Technical MilitaryZarq
  • January 2005

Other courses include - Customer Service103 from Vitas Jordan in DECEMBER 2016. Customer Protection Principles (CPP) from Vitas Jordan in JUNE 2014. Customer Service102 from Vitas Jordan in JUNE 2014. Customer Service101 from Vitas Jordan in JUNE 2014. New employee course from Vitas Jordan in MAY 2014.

High school or equivalent,
  • at Al HASSAN Secondary School
  • January 2000

Scientific Major – (Good) /

Specialties & Skills

Tax Law
Customer Focus
Customer Relationship Management
MS Office Automation
BUDGETING
CUSTOMER RELATIONS
COMMUNICATION SKILLS
CONTRACT MANAGEMENT
Sales and negotiation
Achieving sales targets
Customer focus

Languages

Arabic
Expert
English
Expert