Panos Keratsas

• Provide senior regulatory and legal advisory across UK, EU and international regimes, supporting a
complex global institution operating under heightened regulatory and supervisory scrutiny.
• Advise Executive Committee members, the General Counsel and senior leadership on regulatory risk
exposure, supervisory expectations and governance decisions impacting strategy, growth and operational
resilience.
• Prepare and present high-profile regulatory and legal risk analysis for Board-level and executive
governance forums, influencing decision-making on material risk and control matters.
• Lead regulatory change initiatives, translating evolving legal and regulatory requirements into practical
governance structures, business processes and operational controls.
• Support the embedding of ethics, conduct and compliance standards across business functions through
senior-level engagement, policy interpretation and targeted guidance.
• Represent the Legal function in senior governance committees, articulating legal position, regulatory risk
and strategic priorities with clarity and authority.

• Served as the firms senior regulatory, risk and compliance subject-matter expert, reporting directly to the
General Counsel.
• Advised partners and leadership teams across the UK, EU and GCC on regulatory, commercial and
reputational risk issues affecting high-value mandates and institutional client engagements.
• Acted as the principal escalation point for complex regulatory, conflicts, AML and reputational risk matters,
influencing leadership decisions across multiple international offices.
• Led negotiation and drafting of regulatory and risk documentation for complex cross-border mandates,
strengthening client risk controls and reducing legal exposure.
• Owned and modernised global compliance and governance policies, overseeing review cycles,
implementation and alignment with UK, EU and GCC regulatory standards.

Magic Circle firm with UAE offices, advising multiple Middle Eastern sovereign wealth funds with 600+ partners
and 2, 800 lawyers across 28 offices.
• Advised partners on conflicts, confidentiality, AML, sanctions, regulatory restrictions and reputational risk
across high-value, multi-jurisdictional mandates.
• Supported major transactions involving sovereign wealth funds from the UAE, Saudi Arabia and Qatar,
assessing regulatory, sanctions and jurisdictional risk.
• Evaluated high-risk clients, mandates and jurisdictions across the GCC, UK, EU and US, balancing
regulatory compliance with commercial objectives.
• Contributed to the design and implementation of global compliance systems and policies supporting
Middle East regulatory requirements.

• Supported the Head of Legal, AML & Compliance in strengthening enterprise compliance frameworks
across Business Banking, Corporate Banking and Global Markets.
• Acted as Deputy MLRO, reviewing and approving high-risk customer relationships and complex
transactions.
• Interpreted UK and EU regulatory developments and advised senior stakeholders on operational,
strategic and financial crime implications.

• Provided regulatory advisory across retail, corporate and global markets businesses.
• Supported the implementation of compliance policies, including regulatory gap analysis and remediation
activity.
• Monitored regulatory developments across jurisdictions and advised on implications of regulatory
divergence.