Management Consultant
IBM
Total years of experience :16 years, 7 Months
To independently work and be part of the team working for international banks and financial institutions / clients to design & implement Core Banking Transformation initiatives.
Involved in two Core Banking initiatives for global leading banks wherein my role was to assist the clients in assessing the underlying software and help in customizing and structuring the products. My core competency utilized was Trade Finance.
Responsible for Client Management, Project Management, Responding to RFIs & RFPs, Strategic pre-sales initiatives, Setting-up of Core Banking Center of Excellence and Knowledge management initiatives
Involved in a Core Banking Transformation project for a leading French bank. My role was to assist the client in Project Management and thereby help in configuring the business products, re-engineer business processes and lead the Testing stream as well. My core competencies utilized were Trade Finance and Retail Lending.
Part of strategic consulting team engaged with stake holders, senior management (C Execs), business process owners, technology personnel and end users of the banks in executing Core Banking Transformation, Business Process Re-engineering / Transformation assignments.
Involved in multi Core Banking Transformation and Business Process Reengineering project for global banks and helped them streamline business processes on an effective and efficient manner for the domain areas - Retail Banking, Corporate Banking and Trade Finance
CUSTOMER SERVICES : General Banking Operations, Cash Management, Deposit accounts viz., Savings Bank, Current Account, Cash Credit, NRE, NRO, EEFC, RFC, Fixed Deposits etc. Remittances, Payments & Collections, Clearing and Release of Foreign Exchange, and issuance of Lockers. Disbursement of loans.
TRADE FINANCE : Product Configuration, Processes, Policies and Procedures - Supervision - Issuance of Letters of Credit - Inland & Foreign.; Bank Guarantees -Fin., Performance & DPG(s); Exports - Pre-Shipment Finance - Disbursement of Packing Credit., Post-Shipment Finance - FBP / FBN / FBD / Advance pmts., /EEFC; Imports - Foreign Letters of Credit. - Bill Scrutiny - Foreign Bills Inward under letters of credit (FBILC), Foreign Inward Bills from Customer Direct (FIBCD), Foreign Inward Bills advance Direct (FIBAD); Bill Disc.- Sales Bill Discounting (SBD) / Purchase Bill Discounting (PBD) & Bill disc.under letters of credit (LCBD); Cheque Purchase / disc.; Collection bills - BCC/FCC/OBC/IBC etc., - all the above as per UCPDC norms, Factoring and Forfaiting.
INTERNAL CONTROL DEPT. / INTERNAL AUDIT : Timely detection of irregularities and lapses that would help in prevention / detection of fraudulent transactions / identification of revenue leakage and minimise the inherent risks of doing banking business. Responsibilities include substantive checking and deviation /exception reporting of (a) that the transactions or decisions are within the policies and parameters of the bank and the controlling authorities and they do not violate instruction or policy prescriptions laid and are done within the delegated authority (b) that the transactions are essentially within the sound internal accounting functions to preclude the incidence of serious errors and fraudulent manipulations.
Also, all the business areas and activities are monitored by conducting reviews on a calender basis.
Conducted Information Systems audit (CISA audit) as per the committee report issued by RBI.
Cash Management -Teller Clearing - Inward & Outward. Savings A/c Resident / Non Resident / NRO . Current Account. - Ordinary -Sole Proprietory.Limited Company. - Partnership Firm. Deposits - Fixed & recurring.Preparation & Analysis of Day Book, General Ledger & Trial Balance. Bill Discounting - Usance Bills - DP / DA. EDP - Data Base Administrator - ISBS Software(Oracle).
Corporate Post Graduate Diploma in Business Administration
Post Graduate Diploma in Computer Applications