مزمل أحمد, SME Assistant Relationship Manager – Wholesale Banking

مزمل أحمد

SME Assistant Relationship Manager – Wholesale Banking

Bank of Khartoum

البلد
الإمارات العربية المتحدة - دبي
التعليم
بكالوريوس, Accounting & Finance
الخبرات
9 years, 4 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :9 years, 4 أشهر

SME Assistant Relationship Manager – Wholesale Banking في Bank of Khartoum
  • السودان - الخرطوم
  • أشغل هذه الوظيفة منذ يناير 2017

Engage in client meetings with Senior Relationship Manager and support document preparation and execution of logistics management tasks. Develop credit proposals and perform regular credit inspections of customers operational facilities to sustain efficient loan portfolio and implement pre-emptive measures. Liaise with credit risk management department to guarantee credit quality. Collaborate closely with trade services departments to deliver outstanding customer service and reinforce relationships with clients.
• Formulated strategies to nurture relationships according to bank and regulatory requirements.
• Attained business targets by creating and managing quality commercial banking lending portfolio and cross-sell banking products.
• Complete in-depth small business valuations, monitor and analyze financial data trends, and prepare new financial models.
• Provide financial guidance to Business/Functions, and assist in decision-making, contributing to a 13% growth trend by developing strategic long-range planning recommendations for management.

• Co-ordinated with senior relationship managers for business plan development as well as credit packages preparation conducted credit analysis to provide update for call lists.
• Conduct quarterly review of the market to spot arising opportunities that can be added to the portfolio.
• Visit clients on regular basis to strengthen business relationships, ascertain them needs and extend proper service.

Achievements:

I have exceeded assigned targets by 20%, and successfully managed a portfolio accounting for 35% of SME Unit overall portfolio. I have participated in enhancing the Dealer Risk Agreements and successfully managed 5 agreements with large dealers of heavy Machineries, agriculture equipment and trucks
• Signed Dealer Risk Agreement with Diesel Heavy Equipments by $ 3.4 ML.
• Signed Dealer Risk Agreement with Tara International by $ 1.2 ML
• Signed Dealer Risk Agreement with Al badri Power by $ 3.9 ML
• Signed Dealer Risk Agreement with Capital Motors by $ 1.5 ML
• Signed Dealer Risk Agreement with Deeper Trading Co by $ 2.5 ML

Retail Call Centre and Digital Banking Agent في Bank Of Khartoum
  • السودان - الخرطوم
  • يناير 2015 إلى ديسمبر 2016

Responded to incoming customers calls professionally and addressed inquiries in prompt manner. Gathered required information through utilisation of available resources for customers. Counselled clients on banking products and services to generate new business. Directed calls to concerned department and checked customer accounts status on regular basis.
• Delivered feedback to call centre team leaders and managers.
• Assessed effectiveness and quality of incoming calls and emails.
• Resolved all complaints from product sales to customer service problems for service excellence.
• Determined weaknesses in performance and developed solutions to achieve performance improvement.
• Ensured compliance with companys quality systems and identified process improvement opportunities.

الخلفية التعليمية

بكالوريوس, Accounting & Finance
  • في Sudan University of Science and Technology
  • أغسطس 2014

Specialties & Skills

SME management
Financial Analysis
Risk Assessment
Credit Risk
Bank Relationship Management
Portfolio Management
SMEs Banking
Corporate Banking
Corporate Finance
Corporate Banking Operations
Financial Modelling
Financial Analyst
Credit Risk
Mitigation Strategies
Credit Risk Management
Cross-functional Collaboration
Client Relationship Management
Syndicated loan

حسابات مواقع التواصل الاجتماعي

الموقع الشخصي
الموقع الشخصي

لقد تم حذف الرابط بسبب انتهاكه لسياسة الموقع. يرجى التواصل مع قسم الدعم لمزيد من المعلومات.

اللغات

العربية
اللغة الأم
الانجليزية
متمرّس

التدريب و الشهادات

Financial Modelling & Valuation Analyst (FMVA) ® (الشهادة)
تاريخ الدورة:
September 2022
BIDA Business Intelligence & Data Analyst (BIDA) ™ (الشهادة)
تاريخ الدورة:
October 2022

الهوايات

  • horse riding