Accountant
NAMA ALDAR Contracting Ltd
Total years of experience :25 years, 8 Months
Preparing / issuing sales invoices/returns; attaching all relevant supporting documents; and thereafter, filing and distribution to relevant departments/functions;
•Preparing vouchers for collection, expenses and payments (via petty cash / bank) and recording of the same manually on Excel as well as in the system (Microsoft Dynamics NAV 2013);
•Real time cash reconciliation on Excel;
•Monitoring & recording of all bank deposits as well as cheques issued to Suppliers / Vendors;
•Maintaining record for all post-dated cheques, its timely deposit in the bank and placement in the Vault;
•Ensuring timely deposit of collection in the bank and recording & maintaining all deposit slips;
•Maintaining all account receivable and payable records;
•Maintaining record of all fixed assets (movable & immovable) of the company;
•Preparation of Quotation in liaison with the Divisional Manager for Customers
•Preparation of Purchase Orders for the required materials
•Organization of the Human Resource function. Maintaining Staff Personnel record. Preparation of monthly Salary including overtime, etc.. Keeping track of all staffs' passport, iqama, medical insurance, annual leave and other employee benefits, in accordance, with employment contract.
•Preparing periodical MIS for the senior management.
•Act as back up to the Divisional Manager, in his absence.
Research and monitor industry trends, while ensuring that the company is well-positioned in the market. Evaluate vendors/suppliers based on price, quality, availability, reliability, delivery speed and technical support. Attend meetings, trade exhibitions, and conferences to learn about new industry trends and make contacts with vendors/suppliers.
Interview vendors/suppliers, evaluate their solutions, receive proposals and identify the right suppliers to build relationships with. Negotiate the terms and conditions for items being purchased from a given supplier, sign contracts and place orders. Meet with staff and vendors/suppliers to discuss defective or unacceptable goods or services and determine corrective action. Evaluate and monitor contracts; to ensure that vendors/suppliers and supplies comply with the terms and conditions of the contract and determine need for changes, if any. Maintain and review records of items purchased, costs, deliveries, product performance, and inventories.
Interview and hire staff and oversee staff training. Direct and coordinate activities of personnel engaged in purchasing, selling and distribution. Review, evaluate and approve specifications for issuing and awarding bids. Resolve vendors/suppliers grievances and claims, if any.
Corporate Credit Policy and Portfolio Monitoring)
Responsibilities:
•Assist in the preparation/finalization of bank's risk management policy and credit policy & procedures for corporate credit.
•Assist in the development of the bank's credit risk rating policy for corporate portfolio and its implementation based on obligor risk rating (ORR) and facility risk rating (FRR).
•Review of credit policy and procedures in line with the regulatory requirements, parent concern's (Samba Financial Group) guidelines and necessary feedback of its users.
•Policy review of corporate portfolio and provide feedback from credit risk point of view.
•Ensure adherence to the regulatory requirements and bank's credit policies & procedures, while reviewing the overall credit portfolio.
•Initiate, monitor and manage the periodical risk review process of the corporate credit portfolio with the assistance of Business Managers and Credit Officers.
•Facilitate with data required in the conduct of Internal and External Audits as well as the SBP Inspection.
•Facilitate the SFG's ARR with necessary data required for the periodical risk review.
•Assist in responding to the queries held by the audits, inspection and risk review teams.
•Assist in ensuring compliance to the corrective action requirements that were highlighted as a result of audits/reviews.
•Assist in the preparation of Internal Capital Adequacy Assessment Process (ICAAP) for Corporate Credit.
•Calculate the Capital Adequacy ratio (CAR) of the bank for Corporate Credit Risk as per Basel II.
•Assist in conducting the Stress testing and the resulting capital requirements modeling for Credit Risk.
•Assist in the assignment of ORRs and FRRs for the Corporate Credit portfolio and in other Basel II related initiatives.
•Produce regular Excel analytical spreadsheets and PowerPoint presentations to the management on Basel II implementation and Credit Risk Management.
•Develop/design/timely update of intranet pages pertaining to the department and making available to all relevant stakeholders.
•Responsible for the launch of department's information on bank's intranet service with the technical support of in-house website designer. My responsibilities included its designing/structuring on a separate application and collating/furnishing relevant data pertaining to the department, followed by continuous monitoring & updating.
Investment Banking & Advisory Services:
•Assist in qualifying ADB and World Bank credit lines for the bank.
•Assist in conducting due diligence of different financial institutions.
•Prepare Excel based analytical sheets and presentations, for the use of different forums.
•Maintenance of entire filing of the department.
Credit & Marketing:
•Monitoring of accounting treatment for different credit (funded & non-funded) exposures of the bank.
•Monitoring of periodical provisioning against the credit exposures, in light of credit policy & accounting laws.
•Prepare and handle security documentation duly executed against all credit exposures.
•Prepare and monitor credit exposures, collateral held against it (e.g. pledge shares, etc.)
•Maintaining of entire filing (including credit relationship files, etc.) of the department.
•Provide necessary support to the Credit Officers with client correspondence, billing against credit (funded) exposures, corresponding/liaising with other department personnel, etc.
•Assist bank's legal counsel/advisor in legal suits and facilitate with information pertaining to relevant accounts including exposure details, security documentation status, etc.
•Prepare Excel based analytical sheets and PowerPoint presentations for various management & board meetings.
•Periodically prepare and submit returns/MIS to Foreign Missions (i.e. IFC, ADB), State Bank of Pakistan, Head Office and seniors within the department, in accordance with their respective requirements.
Management Information Systems (MIS):
•Handling of activities on daily basis i.e. resolving queries pertaining to bank system, day-end closing, generating of MIS i.e. GL, P&L, etc. and backup of bank's database.
•Troubleshooting for hardware and software at Users workstations level.
•Maintenance of all computers within the bank which includes software maintenance, record maintenance (organizing & backup) and solution of the problems that may occur during the course of operations. In case, problem that may not be uprooted in-house, coordinate directly with the hardware maintenance contractors of the bank for immediate resolution.
•Provide support/feedback on two separate Credit modules i.e. Performance Appraisal and Approvals.
•Project Coordinator for setting-up an entire new MIS organization within the bank while making all the four branches of the bank online.
Administration:
•Maintaining of filing system e.g. records related to vehicles of the bank (i.e. purchase, maintenance, petrol, lubrication, log book maintaining, etc.).
•Accomplishing various administrative tasks assigned on daily basis, while staying connected with vendors, other banks' officials, bank's own officials, etc.
•Ensuring timely payment of utility bills and all other dues pertaining to the bank.
•Maintained inventories of all stationary items at all-time including receipt of items from vendors, supply to personnel as per their requisite form and ensuring sufficient available stock.
•Arrange meetings/seminars (whenever required), which includes arranging of venue while ensuring all necessities are met, protocol arrangements for participants, menu arrangement per approval, etc.
•At all times, providing regular support to other functions mainly Credit & Marketing and MIS, and also to Treasury, etc. of the bank.
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