Lutfi Qarajah, Senior Executive

Lutfi Qarajah

Senior Executive

Oktar Inc.

Lieu
Émirats Arabes Unis
Éducation
Baccalauréat, Finance and Banking
Expérience
14 years, 11 Mois

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Expériences professionnelles

Total des années d'expérience :14 years, 11 Mois

Senior Executive à Oktar Inc.
  • Palestine - Ramallah and Al Bireh
  • septembre 2018 à avril 2024

Operational Management: Oversaw day-to-day operations, ensuring efficiency and effectiveness in all aspects of the business, including production, logistics, sales, and customer service.
Team Leadership: Managed a diverse team of managers and employees, fostering a collaborative and high-performance culture. Provided strategic direction and support to department heads.
Public Relations: Acted as the public face of the company, engaging with media, industry groups, and other stakeholders to enhance the company's reputation and visibility.
Human Resources: Directed HR activities, including recruitment, employee development, performance management, and retention strategies to build a strong, skilled workforce.
Strategic Planning: Developed and implemented long-term strategic plans to drive business growth, innovation, and market expansion, leveraging insights gained from previous roles.

Co Founder à Petracoins
  • Émirats Arabes Unis - Dubaï
  • janvier 2021 à juin 2023

As a co-founder of Petracoins, a Dubai-based startup, I have been involved in the development of a digital assets management platform and cryptocurrency exchange. During the pre-launch phase, my responsibilities included planning the platform, ensuring regulatory compliance, and establishing industry connections. This role provided valuable insights into digital assets and blockchain technology, as well as experience in startup management and tech innovation. I represented Petracoins in many occasions and events like Fintech Summit, Global Blockchain Congress, Wow Summit and many other events as a speaker.

Sales and Business Development Manager à Oktar Inc.
  • Palestine - Ramallah and Al Bireh
  • janvier 2016 à septembre 2018

Sales Team Management: Led and motivated the sales team to achieve targets, providing training, support, and performance evaluations to drive sales excellence.
Marketing Strategies: Developed and executed comprehensive sales and marketing strategies to increase market share and brand visibility, utilizing both traditional and digital marketing channels.
Product Development: Continued involvement in product development, collaborating with the design and sourcing teams to introduce new products and improve existing ones based on customer feedback and market trends.
Business Development: Identified and pursued new business opportunities, building partnerships and expanding the company's client base. Negotiated and closed high-value deals to fuel company growth.

Product Sourcing and Supplier Communication à Oktar Inc.
  • Palestine - Ramallah and Al Bireh
  • août 2014 à janvier 2016

Product Sourcing and Design: Spearheaded the sourcing of products, focusing on the charcoal production industry. Developed and designed product specifications to meet market demands and quality standards.
Supplier Relations: Established and maintained strong communication channels with suppliers from Turkey and Egypt, negotiating terms and ensuring timely delivery of high-quality materials.
Logistics Coordination: Managed the logistics and supply chain processes, including procurement, transportation, and warehousing of goods, ensuring smooth operations and cost efficiency.
Market Research: Conducted in-depth market analysis to identify potential products and suppliers, staying abreast of industry trends and competitor activities.

Service Excellence Supervisor à Arab Bank PLC
  • Palestine - Ramallah and Al Bireh
  • février 2013 à décembre 2014

As a Service Excellence Officer at Arab Bank, I developed and maintained a solid foundation in customer experience management and service excellence. My role focused on enhancing customer retention, handling complaints efficiently, and ensuring high standards of service across all branches. I was responsible for training employees, evaluating branch performance, and conducting employee assessments. This position allowed me to implement strategies that improved customer satisfaction and fostered a culture of continuous improvement within the bank.

Channels Senior Officer à Arab Bank PLC
  • Palestine - Ramallah and Al Bireh
  • décembre 2011 à février 2013

Between 2011 and 2013, I served as a Channels Senior Officer at Arab Bank. In this role, I gained deep exposure to the technological aspects of retail banking, witnessing firsthand the digital transformation within the sector. My responsibilities included overseeing digital banking platforms, contributing to the development and implementation of digital branches, and ensuring a seamless integration of new technologies. This position allowed me to be at the forefront of the bank's digitalization efforts, enhancing my understanding of how technology can revolutionize banking services and improve customer experiences.

Phone Banking Officer à Arab Bank - Palestine
  • Palestine - Ramallah and Al Bireh
  • janvier 2010 à décembre 2011

Between 2010 and 2011, I worked at the Phone Banking Center of Arab Bank. This role provided me with a rich retail banking experience, encompassing both frontend and backend operations. I handled customer inquiries, processed transactions, resolved issues, and provided detailed information about banking products and services. This position honed my customer service skills, deepened my understanding of banking processes, and gave me valuable insights into the seamless operation of retail banking services.

Health Insurance Officer à Al-Ahliyah Group for Insurance
  • Palestine - Ramallah and Al Bireh
  • juin 2009 à janvier 2010

At Ahliya Group for Insurance, I worked as a Health Insurance Officer in the Health Insurance Department. My responsibilities included managing client portfolios, processing claims, ensuring policy compliance, and liaising with healthcare providers. This role allowed me to contribute to delivering reliable and efficient health insurance services.

Éducation

Baccalauréat, Finance and Banking
  • à Birzeit University
  • novembre 2009

Finance and Banking Major

Etudes secondaires ou équivalent, Science
  • à Al-Hashemiyah Secondary School
  • juin 2004

Specialties & Skills

Management
Branding
Channel
Service Excellence
Retail Banking
Product Development
Financial Analysis
Financial Exel
Communication Skills
Planning
branding
business Writing
management
Project Implementation
Startups
Financial Modeling
Payment Gateway
Technical Analysis
Remittances
Presentation Skills
Microsoft Excel
Insurance
Retail Banking
PineScript
Crypto Currency

Profils Sociaux

Langues

Arabe
Langue Maternelle
Anglais
Expert

Formation et Diplômes

Business Writing Skills (Formation)
Institut de formation:
Arab Bank
Capital Markets & Derivatives (Formation)
Institut de formation:
Arab Bank
Financial & Feasibility Study (Formation)
Institut de formation:
Arab Bank
Basel 3 (Formation)
Institut de formation:
Arab Bank
Creative Thinking (Formation)
Institut de formation:
Arab Bank
Risk Management & IS (Formation)
Institut de formation:
Arab Bank
Induction HR (Formation)
Institut de formation:
Arab Bank
Human Resources (Formation)
Institut de formation:
Arab Bank
Treasury (Formation)
Institut de formation:
Arab Bank
AML (Formation)
Institut de formation:
Arab Bank
Remittances & Clearing (Formation)
Institut de formation:
Arab Bank
Legal Aspects og Banking Operations (Formation)
Institut de formation:
Arab Bank
Products Knowledge (Formation)
Institut de formation:
Arab Bank
communication Skills (Formation)
Institut de formation:
Arab Bank
Presentation Skills (Formation)
Institut de formation:
Arab Bank
Banking Policies & Procedures (Formation)
Institut de formation:
Arab Bank
CRO Duties (Formation)
Institut de formation:
Arab Bank
Equation & Unit Teller (Formation)
Institut de formation:
Arab Bank
E-Channels (Formation)
Institut de formation:
Arab Bank
Quality Awareness (Formation)
Institut de formation:
Arab Bank
Team Building (Formation)
Institut de formation:
Arab Bank
Combating Forgery & Counterfeit (Formation)
Institut de formation:
Arab Bank
Financial Analysis (Formation)
Institut de formation:
Arab Bank
Date de la formation:
May 2012
Durée:
40 heures
Advanced Exel (Formation)
Institut de formation:
Arab Bank
Date de la formation:
April 2013
Durée:
50 heures

Loisirs

  • Horseback riding
  • Listening to music
  • Gymnastics
  • Chess