Branch Manager
Professional Competencies Values
Total years of experience :32 years, 11 Months
Prior Branch Manager (HBL Barness Street Branch - till December 2017)
•Ensure to hold the deposits cycle, enriching the customer in time, fulfilling their requirements, keep them in relationship and mobilize their reputation at branch level
•Ensure the complete given targets or their nearby on the basis of weekly, quarterly, semiannually and annually basis to bring up the branch into profit segment as well as contribute to lesser the expenses to control budget.
•Ensure to error free working in branch operations, support operations team and fulfill their audit and compliance requirement.
•Believe in team work, building in relationship and highlight the risk factors to team during their working intervals.
•Ensure to build up the cross sell working with branch team, being supporting unit enhance the length of bancassurance, autos and credit cards.
Professional Banking Experience:
•Over all 32 years extensive and moderate experience with Habib Bank Limited where,
•15 years' fruitful experience being Branch Manager in HBL where working most effectively in Juna Market Branch, Barness Street Branch, Musa Lane Branch, Atmaram Preetam Dass Rd Branch, Aram Bagh Branch and DHA Branch in Karachi layering the deposits and provide the in length deposits during over the years, further kept to continue the momentum of deposits as per requirement of Management.
•17 years' experience as Branch Operations Manager in HBL working with Finlay House Branch, West Wharf Branch, McLeod Rd Zone Branch, Atmaram Preetam Dass Rd Branch, Aram Bagh Branch, DHA Branch, Naya Abad Branch, Mauripur Village Branch, Baloch Para Branch, Rangiwara Branch, Korangi Rd Branch, Ibrahim Hyderi Branch, Wood Street Branch, Khori Garden Branch, Khumhuwara Branch in Karachi, keeping them upto according with banking compliance and SOPs without burdening to customers.
Certificates and Rewards while being Branch Manager:
•Rewarded Trophy for Officer Training Course with special increment in 1996.
•Certificate of Achievement 226% in Low Cost Deposit in HBL, Juna Market Branch, 2008, Karachi.
•Certificate of Achievement of Deposit Growth in HBL, Barness Street Branch, 2009, Karachi.
•Certificate of Excellence in Auto Loan Sale in HBL, Barness Street Branch, 2010, Karachi.
•Certificate of Achievement in JLI Assurance/ Insurance Sale in HBL, Barness Street Branch, 2010, Karachi.
•Certificate of Achievement Outstanding Performance as KPI Score Q1 in HBL, Saeed Abad Branch, 2014, Karachi.
•Certificate of Appreciation on Outstanding Performance in HBL, Saeed Abad Branch, 2014, Karachi.
•Certificate of Achievement in Achieving 2nd position in Karachi in Auto Sale, 2014, Karachi.
•Certificates of Attending Bank Operation and Sale Seminars nearly 30 of different fields.
Achievement while being Branch Manager
•Performance rating ‘A' in HBL, Saeedabad Branch in retain letter, 2014.
•Keeping the HBL branches Top 10 in;
•Juna Market Branch, 2008.
•Barness Street Branch, 2011.
•Barness Street Branch, 2012.
•Saeed Abad Branch, 2012.
•Increasing more relationship of the customers with the HBL Bank.
•Increasing HBL Bank Product Sales.
•Achieving of Deposit Growth and Profit in HBL.
•Increasing HBL's reputation and image in the areas.
•Increasing of customer traffic in the HBL branches for bank dealings with satisfaction.
•High authority satisfaction with the branches' business and operations.
•Note: Authority was reposted in HBL Barness Street Branch, Karachi whose KPI performance was under 30% which has increased up to70% as compared to previous years in 2017 and the business along with reputation was decreased. Now, the reputation is rebuilt after I am reposted again and customers are re-back.
Rewards and Achievements while being Branch Operations Manager:
•Obtaining 85% marks in Officer training and rewarded Trophy along with special increment in 1996.
•Bank's Selection as Staff of the Month in March 1999.