Assistant Product/Project Manager - corporate & Transaction Banking
Habib Metropolitan Bank
Total years of experience :12 years, 8 Months
To identify and think about innovative and potential banking software related products to meet the cash management needs of our corporate clients.
Determining software product specifications according to market, technology trends and client’s need for the improvement of sales.
To manage the implementation of technology projects and changes, design and develop technical solutions while supporting business with the management and maintenance of business systems.
Drafting and submitting product papers, technical documents, approvals and user guides in relation to effective sales.
Developing time integrated plans for product introduction and implementation
Establish organizational policies and procedural guides for sales team.
Manage the development, configuration, parameterisation, testing, deployment of technology changes and transition to production while extending support and guidance to business and operations users for planning/conducting software acceptance testing.
Coordinate with IT teams in planning and monitoring and adapt to changing business priorities to ensure technology changes are aligned with business requirements/priorities.
Performing Quality Assurance (QA) and User Acceptance Tests (UATs) of the products developed and delivered by software team.
Manage the support, maintenance and availability of a portfolio of banking applications along with managing key support processes like problem management and incident management.
Monitor functioning of Live software products such as Inter bank Funds Transfer, Utility Bills Payments System and Cash Collection Modules .
To work in close coordination with I.T team to resolve issues and nurture a product on back up environment
To create an interface among sales team, customer support and software development team for appropriate Installation of the projects and products on LIVE system
To work with the brand managers, marketing managers and operations support staff for the sales, promotion and awareness of the product in the market.
- To perform Scrutiny and ensure completion of all necessary documentation and formalities required for opening an e-salary account.
- Check and compile the mandatory client wise.
- Enter into the system and input extracted information in the module for opening an account.
- Generate account number and convey the same to the client through MIS report.
- Disbursement of enterprise salary after proper counter checking of given accounts.
- Upload the details in the system and transfer the salary amounts as provided by the client in individual’s account.
- Recovery of salary disbursal charges on already agreed upon rates.
- In case of any discrepancy in details, inform the client and arrange solution.
- Realization of e-salary income in proper income account of concerned branch
- Arrange closure of accounts as required and directed by the client.
- Block the accounts in the system.
- Re-Issuance of Debit Cards and Pin Codes through our software system.
- Recover service charges against issuance of card and Pin.
- Release/Re-activate blocked debit cards.
Shares Subscription Desk
- To carry out shares subscription process of corporate entities.
- Prepare an information circular for all the branches and keep them guided throughout the subscription period.
- Design reporting formats for the shares issuing company.
- Actively coordinate with the branches and the issuing company to have successful balloting results.
- MIS preparation for the company against all the applicants applied through our branches on the designed reporting formats.
- MIS and certificate preparation for final reporting to SECP - Securities and Exchange commission of Pakistan.
- Periodically arrange payment of dividend warrants and circulate information among the branches through a document.
- Maintain dividend register MIS of client for a specific period.
- Recover the income on agreed upon rates for the overall profitability of bank.
Nostro Reconciliation Officer
Keeping track of daily Inward and Outward Nostro & Vostro transactions.
- Bank Reconciliation process management for the business and multiple sites, whilst working with multiple currencies such as USD, EUR, AED, CHF, JPYetc.
- Go to the websites of banks with Nostro arrangements and extract activity report from each bank’s website
- Extract our own bank’s general ledger report from the software system.
- Matching account details for Nostro reports and GL reports.
- Manually Perform the balancing of Nostro & Vostro Accounts with bank’s GL Account using excel spreadsheets and internal database system.
- Reconcile financial entries of Nostro and Vostro activity on daily basis
- Ensure reconciliation of all inter-institution accounts for the Bank Group.
- Give instructions for the settlement of all inter-institution receivables and payables for the Bank Group
- Follow up outstanding inter-institution accounts or transactions of the Bank.
- Follow up with all the Nostro banks for all error outstanding
- Calculating and recording income earned through Nostro & Vostro accounts
- Preparing monthly portfolio for each foreign currency to determine total inflow/outflow
- Performing analytical Reconciliation of Trade and Remittances transactions across all branches pan-Pakistan
-Extensively and timely following-up with concerned Deptt/ Person for the resolution of transactions remain un-resolved.
- Providing senior management with comprehensive analysis and reports based on different parameters to let them have a close insight into their planning and future decisions.
General Reconciliation Officer
- Performing daily analytic Reconciliation of Inter Branch accounts across all branches pan-Pakistan.
- Preparation of bank reconciliations for clients using Excel spreadsheet and internal database.
- Investigation of all rejected transactions with the bank and initiate remedial action when necessary
- Tracking all the debit & credit transactions of the day and reconciling them with each other.
- Extensively and timely following-up with concerned Deptt/ Branches for outstanding un-reconciled transactions.
- Review and investigate unmatched items reports and forward any bank errors to the banks.
- Transactions outstanding for more than 5 days should be investigated and escalated to the Team Leader/Manager.
- Follow up with the bank for all error outstanding.
- Prepare supporting documentation to substantiate items on the bank reconciliations i.e. unpresented cheques, bank charges, outstanding errors or adjustments.-
- Daily Balancing clearing transactions while assessing SBP accounts against NIFT report.
- Carrying out reconciliation of Dollar Clearing and Fe-25 accounts maintained with SBP.
- Prepare reconciliation report for quarterly, annual submission to the stakeholders and senior management.
- Providing senior management with comprehensive analysis and reports based on different parameters to let them have a close insight into their planning and future decisions.
- Reconciliation of ATM transactions across all branches and banks pan-Pakistan and Calculating Switch income for each day.
- From time to time assist others to complete tasks and attend to all tasks assigned by management