رامي جعفر سلمان علي

•Analyze the financial statements and additional financial data of potential clients
• Assesses creditworthiness of individuals, companies, and institutions.
• Undertakes risk analysis using regional, sector-specific, environmental, and other financial data
• Tracking and updating all critical information needed to analyze credit scenarios
• Evaluating the risk profile and Calculating financial ratios based on the financial data of a client
• Creating reports to detail the risk level of various counterparties
• maintaining accurate financial data and contract documents

- Increased office efficiency by 20% through effective administrative support.
.- Prepare and distribute incoming and outgoing correspondence
- maintained an organized filing system, improving accessibility and reducing search time.
- Arrange meetings, including organizing equipment requirement
- Provided customer service and ensure that information provided to clients is accurate, timely and in accordance with policy and procedure.

•Developed and implemented new processes, reducing average processing time by 30% and positively impacting
overall efficiency
• Collaborated with a 10-member team in Private/Investment Banking.
• Introduced a new system, enhancing departmental efficiency and productivity
• Maintained proper initial extensions of credit with appropriate interest periods, interest rates, obtain business
unit approval, notify Corporate Treasury of funding requirements, perform cash reconciliation and fees
recognition.

•Achieved a 54% increase in bill collections revenue, significantly contributing to the branch'
s total profits.
• Conducted document verification, established letters of credit, negotiated LC terms, and facilitated discounting
of LCs while guaranteeing the issuing bank.
• Executed foreign exchange transactions, controlled inward/outward remittances.
• Managed the payments process and ensured timely submission to the bank.
• Prepare accurate and timely reports, providing key insights to senior management and supporting decision-making

•Efficiently managed a microfinance portfolio surpassing 2 billion SDG with a default rate below 1%.
• Contributed to a 30% increase in installment collections.
• Conducted feasibility studies and risk assessment of over 150 loan application.
• Supported 45% of loan applicants in preparing feasibility studies, evaluated, and processed credit and loan
applications.
• Thoroughly assessed applicants
' financial status, references, and credit history to make informed decisions on
loan approvals.
• Review and update credit and loan files and complete related documents (invoices, contracts..etc.).