Rafat Aljehani, Corporate Risk Manager

Rafat Aljehani

Corporate Risk Manager

Bank Aljazira

Location
Saudi Arabia - Jeddah
Education
Master's degree, Technology, Technology Management, Quality Systems
Experience
16 years, 3 Months

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Work Experience

Total years of experience :16 years, 3 Months

Corporate Risk Manager at Bank Aljazira
  • Saudi Arabia - Jeddah
  • My current job since July 2015

- Dealing with corporate clients as well as Small and medium enterprises (SME).
- Communicate with relationship manager at an early stage of the credit application (CA) preparation to assess main credit issues which needs to be addressed and make the CA bankable.
- Review all CA presented to Head Office for the purpose of extending new credit, renewal, increasing, or restructuring of line to ensure that all risks pertaining to the client, industry, transaction or product are identified and properly mitigated and that the bank’s policies are adhered to.
- Review and make recommendations for special transactions (temporary or permanent) that are not in line with the current approval credit limits.
- Assist in the preparation of internal reports detailing the breakdown of credit portfolio according to different criteria.
- Coordinate with other departments such as legal, Islamic, credit control and others to ensure smooth transaction.

Assistant Manager, Corporate Risk, Risk Management Group at Bank Aljazira
  • Saudi Arabia - Jeddah
  • January 2014 to June 2015
Management Associate Program. at Bank Aljazira
  • Saudi Arabia - Jeddah
  • December 2012 to December 2013

"MAP" is a super intensive 12 months leadership program offered by Bank Al Jazira Called "Management Associate Program." The program is focusing on four different division which will help the bank in the future. These divisions are Corporate, Finance, Retail, and Risk. By the end of this program, the trainee should be professional in all four divisions.

The Program offers a number of professional courses such as:
- Intro to Banking.
- Islamic Banking.
- Retail Products.
- Anti Money Laundering.
- Compliance.
- Accounting.
- Cash Mgmt.
- Trade Products.
- SME Products.
- BASEL Accord.
- SAMA Regulations.
- Counterfeit Detection.
- Treasury.
- Investment Products.
- Takaful.
- Authentications.
- Aspects of Lending.

It Also offers soft skills courses such as:

- Communication skills.
- Time Management.
- Presentation Skills.
- Service Quality.
- Project Management.

The program also gives the trainee the real work environment feeling by attaching all trainees to different divisions in the bank (i.e credit card, segmentation, online services, business intelligence, treasury, finance, syndication, SME, Risk Management, CBG, RBG, and cash management) were the trainee can start getting the knowledge on how to deal with the day-to-day transactions.

(Volunteer)President, Saudi Student Club at Kent State University at Saudi Arabian Cultural Mission.
  • United States
  • September 2008 to August 2010

Assisting new Students in Accommodation, transporting, legal, and educational.

Operations Supervisor. at Alatam for Umrah Services.
  • Saudi Arabia - Jeddah
  • September 2003 to January 2006

Manage pilgrims Accommodations, transportation, and carting through there stay in Mina, Arafa, and Mozdalifa during hajj days.

Operations Supervisor. at Almukramoon for Hajj Services
  • Saudi Arabia - Jeddah
  • April 2003 to January 2006

Manage pilgrims Accommodations, transportation, and carting through there stay in Saudi Arabia until they leave back to there home.

Education

Master's degree, Technology, Technology Management, Quality Systems
  • at Kent State University
  • December 2011

Related courses to major: Project Management in a Technological Environment Six Sigma Quality Systems and Industrial Productivity Quality Standards. Burn-in/Stress testing for Reliability Sustainable System in a Technological Environment.

Bachelor's degree, Business Management
  • at Kent State University
  • December 2010

Specialties & Skills

Business Management
Product Development
Operational Control
Project Management
Quality Management
Computer
Leadership

Languages

Arabic
Expert
English
Expert

Training and Certifications

(Certificate)
Date Attended:
April 2003
Valid Until:
August 2003
English program (Certificate)
Date Attended:
May 1998
Valid Until:
August 1998
(Certificate)
Date Attended:
May 2006
Valid Until:
December 2006
(Certificate)
Date Attended:
September 2009
Valid Until:
September 2009
English Program (Certificate)
Date Attended:
June 2001
Valid Until:
July 2001
(Certificate)
Date Attended:
May 2000
Valid Until:
June 2000
(Certificate)
Date Attended:
May 2000
Valid Until:
June 2000
(Certificate)
Date Attended:
January 2010
Valid Until:
May 2010
English Program (Certificate)
Date Attended:
May 2000
Valid Until:
June 2000