Corporate Credit Manager
First Gulf Bank
Total years of experience :20 years, 8 Months
Responsible for analyzing & recommending acceptance/rejection of credit proposals.
Credit appraisal of corporate customer for fund base and non fund based requirements; especially for customer related to infrastructure segment
To manage and monitor the SME portfolio, within the framework of the SME Credit Policy, it includes formulation of local credit policy, Underwriting and monitoring existing portfolio.
Underwriting Business Loan and Cash Credit facility to SME client after evaluation of Financial statements, Industry, Market, Bank statements, and other criteria like credit history, verifications.
To achieve coverage by growing the business and managing existing relationships as well as acquisition of new customer relationships by offering fund base and non-fund base products.
Monitoring the loan portfolio in terms of EMI collections and overdue.
Management of petty cash expenses and making sure that branch expenses remain under acceptable limit
.
• MMS / MBA: April 2002-2004 from Sydenham Institute of Management, Mumbai (Mumbai University)
• Bachelor of Commerce from Gokhale College, Mumbai: April 2001 (Mumbai University) Career Recital Organisation - First Gulf Bank, UAE Role - Assistant Manager, Corporate Credit. Reporting: - Regional Credit Head, Dubai & NE
