Chief Manager
Total years of experience :31 years, 3 Months
19.11.2012 to present
Chief Manager
➢ Branch Head of Extra Large Branch, in Mumbai having total business of over Rs 1600 Crores, out of which advances portfolio is Rs 475 Crores, Diverse portfolio of Real Estate, LRD, Retail Credit, Manufacturing and trading activities.
➢ Branch is authorized category B, for FOREX, handling import limits of more than Rs 400 Crores with a turnover More than Rs
WORKING IN NNATIONALISED BANK IN MUMBAI
HEADING A VERY LARGE BRANCH, WITH A BUSINESS OF rS 1800 CRS
BRANCH IS FOREX CATEGORY - B
Aug 2009 - 18.11.2012
Chief Manager
➢ Heading the departments of Retail Credit, Inspection and Audit, Recovery, Credit Monitoring and Marketing, at controlling office.
➢ Looking after the branches under control, monitoring and reviewing the performance, and providing support.
➢ Appraising the proposals under Retail Credit, beyond the authority of branches.
August 2006 - August 2009
Senior Manager
➢ Headed the retail Credit Department in a large urban branch. Involved in mobilization f proposals, appraisal, documentation, follow up.
➢ Secured the Top position in the Zone ( Punjab and J&K), consistently for 3 years.
➢ Helped the branch in mobilization of deposits and achieving the targets.
August 2005 - August 2006
Senior Manager
Worked in the Credit Department of Urban branch. Was involved in Appraisal / documentation of proposals, routine operational work, follow up etc.
August 2004 - August 2005
Senior Manager
Was Branch head of a large branch in Delhi. Reversed the declining trend in business of the branch, and generated fresh business. There were huge sticky advances which were handled to the satisfaction of higher authorities.
April 2004 - August 2004 Manager Worked in a large branch in Delhi, and handled all operational work of the branch.
August 2003 - April 2004
Manager
In charge of the Extension Counter. Was converted to the best extension counter in Delhi, having business growth more than a medium branch.
January 2000 - August 2003
Manager
Was part of the Software development Team and worked in the EDP department of the controlling office at Delhi. Looked after Branch Mechanization, troubleshooting, customization and support.
April 1998 - December 1999 Manager Worked in the credit department of large branch in urban area.
June 1997 - April 1998 Manager Was Branch Head of rural area branch
June 1994 - June 1997 Officer Worked in the controlling office, handling NPA accounts, suit / RC etc. of the branches under control.
Septem 1990 - June 1994
Officer
Worked as Officer in a Semi urban area branch, handling branch operations / advances / Forex / Extension Counter. Was appreciated by higher authorities. Was also incharge of the NRI cell.
July 1988 - Septem 1990 Officer Worked in a semi urban branch with rural character, handling routine operations.
July 1986 - July 1988 Probationary Officer Worked in various capacities in Branches / Controlling office.
May 1982 - June 1986 Clerk Cum Cashier Worked in various branches in advances / routine operations
PASSED IN 1ST DIVISION JOINED KASHMIR UNIVERSITY FOR M Sc physics. was a student for 3 semesters with good percentage, but had to leave due to employement opportunities in Punjab National Bank, a leading PSU bank in India.
B.Sc. 1981 Kashmir University 1st Division
10th Class 1977 J&K Board Of School Education 1st Division