Ramez Kirmiz, Credit and Loan Officer

Ramez Kirmiz

Credit and Loan Officer

The National Bank

Location
United Arab Emirates
Education
Bachelor's degree, Finance
Experience
12 years, 1 Months

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Work Experience

Total years of experience :12 years, 1 Months

Credit and Loan Officer at The National Bank
  • Palestine
  • My current job since February 2014

-Receiving Commercial Loan Applications.
-Initiate an Application Study and Research the Applicant Profile.
-Analyzing financial statement of the Applicant.
-Studying, preparing and providing letter of guarantee for Bank Customers.
-Preparing and providing letter of credit for Commercial Purposes.
-Receiving Overdraft account applications.

Teller at The National Bank
  • Palestine
  • February 2014 to December 2014

Processing customer deposits, withdrawals, and payments.
Cross selling bank products
Controlling and monitoring the levels of cash in the teller drawer and following all check cashing and cash handling procedures
Accepting tax Payments
Currency Exchange
Preparing routine reports at the end of the day

Executive officer at HCEF
  • Palestine
  • April 2012 to January 2014

-Managing schedules and Client relations.
-Managing employee attendance and preparing reports ----and reporting to the managing director.
-Hospitality management for incoming visitors.
-Incoming Calls management and divergent.

Education

Bachelor's degree, Finance
  • at Al-Ahlia Palestine University
  • May 2012

Specialties & Skills

Strong organizational, administrative and analytical skills
Financial analyse
Microsoft
Team work

Languages

English
Expert
Arabic
Native Speaker
Spanish
Beginner

Training and Certifications

Excellence in costumer service (Training)
Training Institute:
Banking Development center
Date Attended:
June 2015
stock simulation (Training)
Training Institute:
Palestine Investiment Company
Date Attended:
October 2012

Hobbies

  • Rugby palyer
    joining the only teem in Palestine has been a great experience for my self..and presenting my own country by playing vurses other European countries was a great pleasure.
  • social life
  • Reading
  • Basketball Player
    being part of two local and well- known teems in my hometown