RAMSEENA ISMAIL

, I am responsible for handling day-to-day accounting and bookkeeping activities, including recording financial transactions, preparing journal entries, maintaining the general ledger, and performing bank reconciliations. I process supplier invoices, monitor accounts payable and receivable, assist with VAT calculations and return preparation, and support monthly financial reporting. I also maintain accurate financial records, ensure proper documentation, and assist with audit and compliance requirements while supporting the finance team in the company's daily accounting operations

• Recorded day to day financial transactions and maintained accurate ledgers.
• Managed fund flow monitored cash position, and prepared financial reports.
• Ensured compliance with GST, generated e-way bills, and filed returns.
• Filed TDS and ESI return accurately and on time.
• Coordinated overall office administration and assisted in tender documentation.
• Handled GST related cases and ESI appeal efficiently.
• Supported internal and external audits with proper documentation and reports.

• Gained practical experience in UAE Value Added Tax (VAT) — including understanding registration
thresholds, invoice requirements and compliance obligations.
• Recorded business transactions in journals with precision, aligning with accounting best practices.
• Prepared full financial statements including cash flow statements, ensuring accuracy and compliance.
• Computed financial ratios, performed bank reconciliations, and managed petty cash operations.
• Analyzed financial statements and provided insights into the companys financial health.

• Gained practical experience in UAE Value Added Tax (VAT) — including understanding registration
thresholds, invoice requirements and compliance obligations.
• Recorded business transactions in journals with precision, aligning with accounting best practices.
• Prepared full financial statements including cash flow statements, ensuring accuracy and compliance.
• Computed financial ratios, performed bank reconciliations, and managed petty cash operations.
• Analyzed financial statements and provided insights into the companys financial health.

• Maintained daily financial transactions, ledgers, and account reconciliations.
• Managed GST filing, e-way bills, and statutory compliance requirements.
• Monitored fund flow and assisted in cash forecasting and reporting.
• Prepared financial statements and supported audit processes.
• Filed TDS and ESI return within deadlines.
• Assisted in tender documentation and coordinated with vendors and clients.
• Implemented process improvements to enhance accounting efficiency.

• Collected loan repayments and entered transaction details in the system.
• Handled cash, deposits, and customer loan disbursements accurately.
• Managed loan documentation and maintained organized customer records.
• Provided excellent customer service and resolved account-related queries.
• Assisted in generating reports and tracking fund flow for loan operations.
• Coordinated with internal teams for smooth loan processing.
• Ensured compliance with organizational policies and banking regulations.

• Gained practical exposure to core banking, financial services, and insurance operations.
• Assisted in customer account management, financial documentation, and microfinance processes.
• Learned about government financial inclusion programs and rural development initiatives.
• Developed skills in communication, client servicing, and financial literacy awareness.