Rawan Elalfy

• Analyzed credit data to assess borrower risk profiles, improving loan approval accuracy and
minimizing default rates.
• Developed risk models to predict potential credit losses, enhancing portfolio risk management
and regulatory compliance.
• Collaborated with underwriting teams to refine credit policies, ensuring alignment with market
conditions and risk appetite.
• Monitored credit portfolios continuously to identify emerging risks, enabling timely
mitigation and reducing exposure.
• Reported credit risk findings to senior management, supporting strategic decision-making and
risk transparency.