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Sai Purnikhaa A S, Business Process Lead

Sai Purnikhaa A S

Business Process Lead·Tata Consultancy Services

United Arab Emirates

Bachelor's degree, Mathematics

Work experience

Total years of experience: 7 years, 5 months

Business Process Lead

November 2025 - November 2025

Tata Consultancy Services

Chennai, India

November 2025 - November 2025

Key Achievement: Led cross-functional teams to streamline operational processes, boosting workflow efficiency by 30% and customer satisfaction by 20%. 
Maintained process documentation to simplify knowledge transfer and promote organization-wide standardization. 
Fostered cross-functional collaboration and open communication across multiple divisions.

Company industry:
IT Services
Job role:
Accounting and Auditing

Senior Executive - Payments Escalation Analyst

August 2025 - October 2025

Straive Technologies India Private Ltd

Chennai, India

August 2025 - October 2025

Key Achievement: Directed the end-to-end management and rapid resolution of complex payment escalations, significantly reducing dispute resolution times. 
Maintained 100% compliance with global financial regulations and strict internal SLAs across all dynamic payment operations. 
Cultivated long-term, high-value client relationships and minimized response latencies through streamlined communication.

Company industry:
Banking

Senior Analyst - Credit card Payments

July 2022 - March 2024

Hexaware Technologies

Chennai, India

July 2022 - March 2024

• Analyzing card payment transactions and identify discrepancies or irregularities.
• Handling daily transaction processes, ensuring all payments are accurately processed, Recorded, and reconciled.
• Identifying and facilitating of card payment transactions between a customer and a business.
• Scheduled project milestones - planning for project timelines and outstanding performance.
• Documented all customer inquiries and comments thoroughly and quickly.

Company industry:
IT Services

Personal Banker

September 2019 - December 2021

KOTAK MAHINDRA BANK

Chennai, India

September 2019 - December 2021

• Assisted customers with account inquiries, resolved disputes, and provided information On bank products and services.
• Processed an average of 100 customer transactions per day accurately and efficiently.
• Assisted in branch operations, including cash vaults resulting in improved efficiency.
• Resolved customer inquiries and issues promptly, maintaining high customer satisfaction.
• To manage risk and compliance while supporting the operations of the branch.

Company industry:
Banking

Personal Banker

March 2018 - April 2019

IndusInd Bank

Chennai, India

March 2018 - April 2019

• Handled various customer transactions, such as deposits, withdrawals, and payments, while Providing exceptional customer service.
• Managed a high volume of customer calls, consistently meeting or exceeding performance Targets.
• Provided in-depth explanations of complex banking policies and procedures, ensuring Customer understanding.
• Handling numerous transactions involving cash and coins, control inventory, audit record and Process cash deposits Receiving cash from cash remittance and loading cash in ATM /Kiosk Cassettes.
• Handling Safe deposit lockers / Bank Vault custodian to monitor the bank vaults security System, Maintains the vaults inventory, and records all transactions.

Company industry:
Banking

Business Support Executive

December 2016 - March 2018

GEOJIT FINANCIAL SERVICES

Chennai, India

December 2016 - March 2018

• Personal Assistant for Zonal Head - Answering phone calls, organizing meetings, Making Travel Arrangements, handling mail and liaising with clients.
• Interviewing the candidates and coordinating with HR regarding placement. Office Administration and Manage expense reports.
• Managed confidential correspondence with discretion.
• Preparing MIS reports include in-depth analyses of key factors such as sales, revenue, market Trends And challenges.
• Excellent organizational and time management skills, as well as the ability to handle multiple tasks.

Company industry:
Financial Services

Sales Officer

May 2016 - November 2016

ICICI Bank

Chennai, India

May 2016 - November 2016

• Working directly with customers, creating and maintaining relationships, and selling financial Products.
• Ensure compliance with the KYC policies and procedures of the Bank as stipulated.
• Promoting a banks products and services to new and existing customers.
• Implementing the sales strategy, objectives, and sales targets with recognition preparing Sales proposals, updating internal databases with client and conducting market research.
• Explaining the features and benefits promoting a banks products and services.
• Demonstrate your ability to sell, build customer relationships, and identify business opportunities.

Company industry:
Banking

Education

V.O.Chidambaranar College of Arts And Science

May 2015

May 2015

Bachelor's degree, Mathematics

India

Skills

MANAGEMENT
Expert
MANAGEMENT
Expert
MILESTONES (PROJECT MANAGEMENT)
Expert
MILESTONES (PROJECT MANAGEMENT)
Expert
OPERATIONS
Expert
OPERATIONS
Expert
PLANNING
Expert
PLANNING
Expert
REMITTANCE
Expert
REMITTANCE
Expert
TIME MANAGEMENT
Expert
TIME MANAGEMENT
Expert
TIMELINES
Expert
TIMELINES
Expert
SALES
Expert
SALES
Expert
CUSTOMER SERVICE
Expert
CUSTOMER SERVICE
Expert
BUSINESS PROCESS
Intermediate
BUSINESS PROCESS
Intermediate
COMPLIANCE REPORTING
Intermediate
COMPLIANCE REPORTING
Intermediate
CORPORATE FORECASTING
Intermediate
CORPORATE FORECASTING
Intermediate
DISPUTE RESOLUTION
Intermediate
DISPUTE RESOLUTION
Intermediate
FRAUD PREVENTION AND DETECTION
Intermediate
FRAUD PREVENTION AND DETECTION
Intermediate
INTERNATIONAL BUSINESS
Intermediate
INTERNATIONAL BUSINESS
Intermediate
PAYMENTS INDUSTRY
Intermediate
PAYMENTS INDUSTRY
Intermediate
TRANSACTION MONITORING
Intermediate
TRANSACTION MONITORING
Intermediate

Languages

Hindi
Beginner
Tamil
Native Speaker
Malayalam
Beginner
English
Intermediate

Training and Certifications

Certifications
CAMS Certified (Certified Anti-Money Laundering