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Saif Ahmad, Chief Digital Officer (CDO)

Saif Ahmad

Chief Digital Officer (CDO)·Quara Finance,

Saudi Arabia

Master's degree, Business Administration

Work experience

Total years of experience: 18 years, 5 months

Chief Digital Officer (CDO)

July 2024 - Present

Quara Finance,

Riyadh, Saudi Arabia

July 2024 - Present

• Delivered 10-15% revenue growth via digital onboarding & faster delivery.
• Reduced infra cost by 18% through cloud-native optimisation.
• Achieved 99.95% uptime with automated CI/CD and Kubernetes.
• Cut loan origination cycle time by 20%.
• Ensured zero SAMA/PDPL audit findings via strong governance.
• Contributed hands-on to critical Java microservices.
• Built integrations with financial APIs, payment gateways & Open Banking.
• Delivered Board dashboards covering uptime, delivery velocity & KPIs.

Company industry:
Financial Services

Chief Technology Officer

January 2022 - Present

Quara Holding

Riyadh, Saudi Arabia

January 2022 - Present

Ive been play ing a crucial role in harnessing
technology for business growth at Quara Holding. As CTO, I led the inception and
development of Wasalt.com, achieving a monthly visit count of
300, 000. Additionally, I pioneered the development and launch of
PropGenius.ai, an e xclusive AI p owered real estate product

Company industry:
Internet & E-commerce
Job role:
Information Technology

Chief Technology Officer (CTO)

September 2021 - July 2024

Quara Holding (Wasalt.com & PropGenius.ai),

Riyadh, Saudi Arabia

September 2021 - July 2024

• Scaled Wasalt.com to 300, 000+ monthly visits with +35% retention.
• Designed & launched PropGenius.ai (predictive pricing, AI insights, automated reporting).
• Achieved 15% MoM user growth via AI-driven engagement.
• Built ML pipelines, data lake & GPT-based recommendation systems.
• Improved scalability by 35%; scaled org from 3 → 150+ engineers.

Company industry:
Real Estate

Vice President of Engineering

January 2019 - September 2021

Ferns N Petals (FNP.com),

Delhi, India

January 2019 - September 2021

• Migrated monolith to microservices & micro-frontends.
• Improved delivery speed by 30% and operational efficiency by 20%.

Company industry:
Retail & Wholesale

Senior Director of Technology

January 2015 - November 2019

Elara Group (Housing.com,

Gurgaon, India

January 2015 - November 2019

• Built Makaan.com from scratch; re-architected Housing.com for scale.
• Scaled engineering team from 4 → 50+ delivering high-traffic platforms.

Company industry:
Real Estate

Deputy General Manager

January 2008 - January 2015

Shaadi.com,

Mumbai, India

January 2008 - January 2015

• Migrated legacy monolith to Java microservices.
• Built core matching engine improving engagement & conversions.

Company industry:
Call Centers & Customer Care Outsourcing

Education

Liverpool John Moores University

January 2022

January 2022

Master's degree, Business Administration

United Kingdom

Liverpool John Moores University

May 2021

May 2021

Master's degree, Business And Marketing

United Kingdom

IMT Ghaziabad

January 2021

January 2021

High school or equivalent, Business Administration

India

NIIT

January 2000

January 2000

Bachelor's degree, Computer And Cognitive Sciences

India

MJP University

January 1993

January 1993

High school or equivalent, Science

India

Skills

System Designing, Technology Leadership
Expert
System Designing, Technology Leadership
Expert
ARTIFICIAL INTELLIGENCE
Intermediate
ARTIFICIAL INTELLIGENCE
Intermediate
CLOUD COMPUTING
Intermediate
CLOUD COMPUTING
Intermediate
CLOUD NATIVE COMPUTING
Intermediate
CLOUD NATIVE COMPUTING
Intermediate
DEVOPS
Intermediate
DEVOPS
Intermediate
DIGITAL TRANSFORMATION
Intermediate
DIGITAL TRANSFORMATION
Intermediate
E COMMERCE
Intermediate
E COMMERCE
Intermediate
FINANCIAL TECHNOLOGY FINTECH
Intermediate
FINANCIAL TECHNOLOGY FINTECH
Intermediate
MANAGEMENT
Intermediate
MANAGEMENT
Intermediate
NEW PRODUCT DEVELOPMENT
Intermediate
NEW PRODUCT DEVELOPMENT
Intermediate
QUALITY ASSURANCE
Intermediate
QUALITY ASSURANCE
Intermediate

Languages

English
Expert

Training and Certifications

Certifications
General Management Certification