Saleh Bakhsh

• Lead the entire Global Trade Finance & Corporate Distrbution teams: Trade Services, Trade Sales, Trade Product Manangment, Corporate Operations and Corporate Network Channels.
• Developed and manage the overall GTF budget and income targets.
• Assist the Corporate Business in generating fee based revenues.
• Increase ARB Trade Finance market share.
• Develop new solutions, bank assisted Open Account instruments and new payable and recievable Islamic finaning approaches to optimize the ARB clients financial supply chains.
• Lead Corporate related projects, change and cost reduction initiatives.
• Jointly with Financial Institutions, strengthen correspondent relationships with overseas banks.
• Set up long term planning, direction, goals, policies and business contingency / continuity plans.
• Orchestrate a delicate balance in the allocation of resources among diverse set of objectives and functions. Not allowing short-run concerns to dominate long-runs, or pressing issues to stifle procedural needs.
• Manage the superior service quality & continuous improvement measures to achieve service level KPI’s that exceed (internal/external) customers' expectations
• Simplfy existing documentation and processes for “ease of use” and install value in transaction that address customer needs and differentiate ARB from other competitors.

• Setup / lead / coach the entire Trade Services team, through the Regional Trade & Loans Managers.
• Assist the business in generating trade revenues (re-bates, re-routing, corss selling, etc).
• Jointly with Financial Institutions, strengthen correspondent relationships with overseas banks
• Monitor the overall counterparty risk (performance, payment, political) in coordination with Credit Risk Management.
• Responsible for setting up long term planning, direction, goals, policies and business contingency / continuity plans.
• Directs a process of organizational planning that evaluates structure, job design, and manpower forecasting.
• Manage service quality and performance measures to achieve service level KPI’s that exceed (internal/external) customers' expectations via superior services & continuous improvement
• Working closely with IT & E-Corp to utilize alternative channels (e.g. e-Trade) for service improvement and cost reduction.
• Centralized Loans Operations (covering the kingdom) and aim for Trade Centerlization and implement its expansion plans to increase trade market share, the bank strategic aspiration and differentiate NCB from competitor.

• Securitization of retail installment / lease receivables (Arabs Auto Receivable Asset Backed Securities - Arabs), together with fleet finance (commercial receivables) or vendor finance.
• Inventory financing by back-to-back Gold loans to Saudi jewelry fabricators or retailers.
• Debt Origination, Guaranteed Corporate Obligations, Guaranteed Corporate Commitments and placement products, credit enhanced capital market debt instruments issued by local corporations and sold to investors - GCO’s, GCC’s & DO’s
• Financial leasing for corporate clients through direct or sale & leaseback structures with full recourse to lessee for any residual exposure. Asset classes are big ticket, or pools of small-ticket equipment such as: Construction equipment, transportation equipment, vehicles, medical equipment, office equipment and computers, showrooms, factories, head offices.
• Real Estate Finance, structuring and assessing real estate financial models.

- Back up the Country Head
- Handle agreements with other FI (Syndications, Risk Participations, Confirmations, Rebates, etc.)
- Establish Factoring, Forfaiting and Counter Trade Agreements.
- Maintain close corporate customer relationships
- Supervise Western Region Operations
- Represent the bank in International forums

- Identify new business opportunities, develop and sell new products
- Maintain close customer relationship
- Develop an MIS system and a product database
- Reduce products cycle time
- Aim at superior quality services and products deliveries

Letters of Guarantee and Documentary Collection Unit Head:
- Structure of various Bonds and Guarantees types.
- Counter Guarantees
- Advising Guarantees
- Avals & Bill Discountings
- Customer calls

Trade Products Division
- Structure of Commercial, Payment and Standby LC's
- Export LC's advisory services
- Customer calls
- Monitor turnaround time
- Unit time and unit cost preparation
- staff goals and appraisals

Supervised Customer Service Unit (Trade):
- Import Letters of Credit
- Export Letters of Credit
- Shipping Guarantees under LC's
- Letters of Guarantees
- Documentary Collections
- Avals
- Shipping Guarantees under DC's