Samagra Raman

Control and minimize bank risk, provide Auto Loan funding to person or Company after checking his/her CIBIL & Profile.
 Achieved a approx. 98% accuracy rate in TAT, Minimum AAL, RAL, & Pendings with monthly 260+ cases.
 Collaborated with team of Sales, RIC & Ops team for Smooth Disbursement of loans.
 Managing portfolio of Thane, Raighar, Palghar and nearby locations.

• Handling SBE-Working Capital Vertical in Varanasi, with 3 Branches such as Rathyatra, Lahartara & Pilikothi.
• Providing Working Capital MSME loans - GST OD, Banking surrogate, Cash Credit, Term Loan, GECL, DLOD, BG, Etc.
• Major Business done with jointly Branch call/leads & DSA Channel partners.
• Successfully handling good number of Customers portfolio with disbursement of Approx. 918 Lacs worth of business
in same FY.

• Providing Working Capital Facility-MSME to Agri Customers for their Business Cycle.
• Provide loan & services up to 35KM radius from the branch.
• Having 4 active DSA under my Portfolio.

• Coordinated & Supervised 4 districts including Nashik, Aurangabad, Jalgaon and Dhule.
• Responsible for providing Business loans, FDOD, Cash Credit, Term Loan, ODAP, BG, LRD, etc. to clients.
• Successfully handled 19 Customers portfolio & brought INR 896 Lacs worth of Business.
• Channelized services to clients cooperating with BM, Branch RM & PB sales Officers.

• Assisted in developing & executing digital acquisition of customers and cross sell retention strategies for all consumer business.
• Worked with the analytics team to gather analyzed key marketing information strategy development & marketing planning.
• Learn Corporate skills in Working capital department.