Processing Adminstrator
Emirates NBD
Total years of experience :18 years, 9 Months
Key Deliverables:
Post Dated Cheques (PDC) department
• Received cheques after verification from branches, internal departments and various CBU’s as per guidelines set by the bank’s policy
• Responsible for lodgement of cheques received into the relevant systems within the timelines set as per banks policy.
• Involved in physical verification and timely presentation of Car Loan / Personal PDC’S to be presented on due dates with the support of NDP machine
• Rectified rejected items after verification.
• Responsible for withdrawal of PDC’s in case of premature settlements
• Attended to all sorts of enquiries relating to the department and ensured that the same are attended to within the turn around time as set by the bank.
• Custodian for the entire un-lodged PDC’s received after the specified cut-off time
• Responsible for printing of all End of Day reports.
• Responsible for training of new staff / trainees as to conform to policies and procedures as set down by the bank.
• Carried out extensive user acceptance testing (UAT) so as to identify major bugs / improvements to the new system before implementation of the same.
• Responsible for testing any new patches / upgrades to the current system before deployment into production.
Local Bills Discounting (LBD) department
• Received LBD cheques from various CBU’s after verification of all documentation procedures as per guidelines set by the bank’s policy
• Responsible for credit of funds to customer accounts after verification of PDC’S discounted
• Verified customer / drawer database after maintenance
• Accountable for presentation on PDC’s on the relevant bank suspense accounts.
• Custodian for LBD cheques after the same are discounted and funds credited to customers account.
Key Deliverables:
Local Bills Discounting (LBD) department
• Responsible for LBD checking operations, i.e. checking for customer limits, drawer limits, black listed drawers, tenor period, customer endorsements, and necessary approvals.
• Executed discounting of Cheques, Invoices & Progress Payment Certificates (PPC’s).
• Responsible for withdrawal of cheques upon receiving requests from branch.
• Attended to branch enquiries and scrutinized applications and cheques.
• Arranged discounted cheques in month wise and date wise order.
• Reconciled LBD suspense accounts to ensure timely presentation of cheques.
• Custodian of cheques relating to LBD (Local bill discounting).
• Updated databases regularly to ensure availability of updated data or information needed for accurate processing/reporting.
• Prepared appropriate reports/ returns for timely submission to Management for verification and further action.
Post Dated Cheques (PDC) department
• Instrumental in technical verification of in-house cheques
• Verified cheques posted through ICCS system on daily basis and performed necessary corrections
• Verified physical cheques against report after posting into the system
• Arranged PDC’s into date-wise order
• Instrumental in authorisation of corrected cheques
• Handled manual presentation of cheques on due dates
• Organized presentation process so that the file required for the NDP machine is generated
Presently pursuing MBA, expected completion in September 2014