Senior Credit Analyst
Emirates Global Aluminium EGA previously Emirates Aluminium EMAL & Dubai Aluminium DUBAL
Total des années d'expérience :14 years, 2 Mois
Graduate Trainee - Assistant Risk Analyst (July 2010 - March 2011)
♦ Risk Management & Compliance-
➢ Comply with lenders' policies and requirements.
➢ Insurance placement process and Broker support and interaction.
➢ Assisted in preparing the documents for the ECA (potential lenders for phase 2)
♦ Enterprise Risk Management -
➢ Implementing ERM framework by assessing and analyzing the risks of each department in the company, defining risk criteria, and facilitating risk assessment workshops.
Dubai Cares (November 2009)
♦ Volunteered as an Usher/Counter at the 'Water Bucket Walk'
Was part of a team that established the Credit Management division in the company.
Trained and supervised an employee who joined the team.
Responsible for the credit control team.
Part of the credit analysis team.
Emirates Aluminium, July 2010 - Present
Senior Credit Analyst (June 2013 - Present)
♦ Credit Analysis & Credit Control
Credit Analyst (April 2011 - May 2013)
♦ Credit Analysis -
➢ Prepare credit assessments on customers while analyzing their financials.
➢ Meet customers to gain an understanding of their business.
➢ Make recommendations and rate customers based on the credit assessment.
♦ Credit Control -
➢ Analyze the position of customers by monitoring credit exposure and ensuring controls are in place to reduce the risk.
➢ Releasing customer orders for shipment
➢ Handle most credit insurance activities.
➢ Prepare weekly and monthly risk and exposure reports.
➢ Monitor credit limits regularly while informing Credit Risk Manager of any breaches.
➢ Setting up credit limits for customers.
Dubai Aluminium Company (Summer 2004)
♦ Summer Trainee in the finance department
organized documents such as invoices
internal communication with work mates at various levels.
Awards & Honors
American University in Dubai - BBA in Finance (2006 - 2010) H.H. Sheikh Mohammed bin Rashid Al Maktoum Scholarship GPA: 3.2/4
Dubai American Scientific School (2003 - 2006) Highschool Certificate with an average of 94% Valedictorian, Class of 2006.