Sarfaraz Sulaiman, Senior Manager

Sarfaraz Sulaiman

Senior Manager

KUWAIT INTERNATIONAL BANK

Location
Kuwait
Education
Master's degree, Finance
Experience
13 years, 1 Months

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Work Experience

Total years of experience :13 years, 1 Months

Senior Manager at KUWAIT INTERNATIONAL BANK
  • Kuwait - Al Kuwait
  • My current job since February 2015

 Prepare Capital Adequacy Ratio report as per Basel III Pillar I standards on monthly basis.
 Review of pricing tool project, based on RAROC methodology developed by external consultant.
 Prepare detailed Basel III Pillar III disclosure for Central Bank of Kuwait on semi-annual basis and part of annual report.
 Authorized to sign payment cheques and balance confirmations.
 Review and Present the Bank’s portfolio analysis, based on the impact on Capital Adequacy Ratio of the Bank to Board Risk Management Committee.
 Provide Central Bank of Kuwait with all the required reports as per the guidelines.
 Review of capital planning document prepared based on budgeted Capital Adequacy results.
 Prepare Corporate and Investment portfolio analysis based on its Impact on Capital Adequacy Ratio.
 Presented the Bank’s investment analysis to Board Risk Management Committee.
 Review of Stress testing and ICAAP results.
 Review of Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR).
 Prepare Cost of Capital and its impact analysis on net profit of Business Divisions.
 Review of Risk Adjusted Capital (RAC) prepared by S&P Global Ratings, based on Bank’s annual financial results.
 Review and update policy and procedure.
 As an ALCO Secretary (reporting to CEO, Chairman of ALCO);
 Organizing ALCO meetings.
 Review of ALCO documents.
 Preparing Minutes of Meeting.
 The Board of Directors approval on the agenda concurred by ALCO.

RISK MANAGER at AL AHLI BANK OF KUWAIT
  • Kuwait - Al Kuwait
  • April 2011 to January 2015

Computation of ICAAP and Stress testing results for Board on a quarterly basis and for Central Bank on a semi-annual basis.
Computation of ICAAP and Stress testing results for ABK UAE and Ahli Capital (subsidiary of the bank) on stand-alone basis.
Inherent Risk Review of Credit, Market and Operational Risks.
Developed and implemented reconciliation template for ICAAP results.
Developed methodology for Integrating of ICAAP and Stress testing results into Business Decisions.
Preparing Business Division wise internal capital allocation based on Basel II Pillar II and Stress testing results.
Review the Operational Risk VaR model and present the bank-wide High Operational Risk Open Issues to CRO.
Management action update in Global financial crisis report submitted to Central Bank of Kuwait.
Developed Chief Risk Officer Report.
Developed and implemented Cost of Capital in the Bank.
> Analysis of impact on Net Profit after charging Cost of Capital on Business Divisions.
> Team member of Basel III implementation project.
> Team member of Corporate Governance project.

Education

Master's degree, Finance
  • at Symbiosis
  • May 2004

MBA in Finance from reputed Symbiosis Management institution.

Bachelor's degree, Marketing & Finance
  • at Mangalore University
  • April 2001

Bachelor in Business Management

Diploma, Computer Application
  • at MICRO
  • April 2001

Diploma

Diploma, MS Office
  • at MAHE University
  • February 2001

Diploma in computer application

Specialties & Skills

Basel II
Credit Risk
Market Risk
market risk
Stress Testing & ICAAP
credit risk
operational risk
Analytics
MS Word, Tally, MS Excel

Languages

English
Intermediate
Hindi
Intermediate
Urdu
Intermediate
Arabic
Beginner

Training and Certifications

5. Operational Risk Management concepts and framework implementation (Training)
Training Institute:
National Bank of Kuwait.
4. “Stress testing techniques in Credit risk and Capital Adequacy” (Training)
Training Institute:
Kuwait Banking Association in coordination with Union of Arab Banks
3. “Risk in Treasury” (Training)
Training Institute:
Institute of Banking Studies
2. Auditing in Basel II & Basel III (Training)
Training Institute:
Flemingo
1. Implementation, Control and Audit of ICAAP and Stress Tests under Basel II and Basel III (Training)
Training Institute:
Institute of Banking Studies