Sarish P K

• Manage day-to-day business operations, ensuring smooth processing of
financial products and services.
• Support sales teams in achieving business targets through lead generation,
client follow-ups, and deal finalization.
• Coordinate with credit, operations, and finance departments for loan approvals
and disbursals.
• Maintain accurate customer records, documentation, and compliance with RBI
and company policies.
• Analyze business performance reports to identify growth opportunities and
operational improvements.
• Resolve customer queries and provide after-sales support to enhance client
satisfaction and retention.
• Prepare and submit periodic business reports and performance updates to
senior management.
• Ensure adherence to audit standards, data accuracy, and timely completion of
business activities.

• Managed loan and EMI collections from individual and corporate clients as per
company targets.
• Followed up with customers through calls and field visits to ensure timely
payment recovery.
◦ Maintained accurate daily collection records and updated payment status in
the system.
◦ Handled customer queries related to dues, settlements, and account
reconciliation.
◦ Coordinated with branch and credit teams to resolve overdue accounts
efficiently.
◦ Ensured adherence to company collection policies, ethical standards, and
regulatory guidelines.
◦ Prepared and submitted daily and weekly collection reports to the reporting
manager.

• Managed end-to-end processing of automotive loan applications, including
customer verification, documentation, and approval coordination.
• Assisted customers in selecting suitable loan products and explained terms,
conditions, and repayment schedules.
• Conducted credit assessments and ensured compliance with company and RBI
guidelines.
• Coordinated with sales, credit, and operations teams to ensure smooth loan
disbursement.
• Monitored loan accounts for timely repayments and supported collection
teams in recovery follow-ups.
• Maintained accurate records of customer files, loan agreements, and financial
data.
• Prepared daily MIS reports on loan performance, disbursal status, and
customer queries.
• Achieved monthly loan disbursal and business targets while maintaining high
customer satisfaction levels.

• Supported the loan department in processing and verifying customer
applications for vehicle and personal loans.
• Collected and validated KYC documents, income proofs, and customer details
for credit assessment.
• Assisted in loan disbursement activities and coordinated with internal
departments for timely approvals.
• Maintained accurate records of loan files, agreements, and customer
communication.
• Followed up with customers for pending documentation and payment
schedules.
• Updated loan data and customer status in the companys financial software
system.
• Prepared and submitted daily reports on loan processing, disbursals, and
pending cases.
• Ensured adherence to company policies, audit requirements, and RBI
compliance standards.

• Managed day-to-day accounting operations including journal entries, ledgers,
and bank reconciliation.
• Prepared invoices, purchase orders, and maintained accurate records of
financial transactions.
• Monitored accounts payable and receivable to ensure timely payments and
collections.
• Assisted in preparing monthly financial statements, balance sheets, and profit &
loss reports.
• Handled cash transactions, maintained petty cash, and ensured proper
documentation.
• Used accounting software such as Tally ERP 9 and QuickBooks for data entry
and financial reporting.
• Coordinated with auditors for internal and external audits, ensuring compliance
with accounting standards.
• Supported management in budgeting, cost control, and financial planning
activities.

• Assisted customers in processing gold loans, personal loans, and other financial
products.
• Handled customer queries, provided product information, and ensured
excellent service delivery.
• Managed daily cash transactions, receipts, and reconciliations in compliance
with company policies.
• Verified customer documents (KYC) and ensured accuracy in data entry and
record maintenance.
• Supported branch operations including account opening, payment collections,
and loan renewals.
• Maintained branch registers, vouchers, and daily transaction reports.
• Promoted cross-selling of financial products to enhance business performance.
• Ensured compliance with company procedures, audit requirements, and RBI
regulations.