Saumia Jayprakash, Assistant Manager

Saumia Jayprakash

Assistant Manager

IDBI Bank Ltd

Location
United Arab Emirates - Dubai
Education
Master's degree, Finance
Experience
8 years, 5 Months

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Work Experience

Total years of experience :8 years, 5 Months

Assistant Manager at IDBI Bank Ltd
  • India - Mumbai
  • August 2010 to December 2018

IDBI Bank Ltd. (Industrial Development Bank of India) is a Public Sector Bank, owned by Government of India. I have been working with IDBI since 7 years. Initially was assigned as Executive for Credit to Infrastructure Corporate clients for the first 3 years. The department was a special wing for lending to Infrastructure Development Companies in the sectors of Telecom, Energy and Road Development projects. The financing was by way of Term Loans, Project Loans and Working Capital Loans.
Post my promotion as Asst. Manager in 2013, I have handled Branch Operational activities for a period of 2 years, which includes Cash Management, Electronic Transfers, maintaining of Liability Relationship like Fixed Deposits & Salary Accounts for Corporate Customers.
Thereafter I was assigned Credit for Corporate Clients such as Textile companies and NBFCs. Tasks involved pre & post sanction activities which includes Appraisal, Documentation, Disbursement and Monitoring. Providing monthly MIS was a part of the assigned portfolio. Since October 2017, I have been posted in the vertical for NPA Management. The job basically involves the remedial measures, restructuring and recovery activities as per the Indian Law System.

Education

Master's degree, Finance
  • at Jamnalal Bajaj Institute of Management Studies
  • August 2017

Masters in Finance Management

Specialties & Skills

Project Finance
Finacle
Corporate Credit
Loan Documentation
Banking Relationships
Project Finance for Large Coprorates
Working Capital Finance
Recovery
Pre & Post Sanction process
NPA Management
Advanced Excel
Loan Documentation
Microsoft office
Credit for Corporate clients
Financial Analysis
Appraisal
Remedial measures for bad loans
Credit Monitoring
Finacle

Languages

English
Expert
Malayalam
Beginner
German
Beginner
Hindi
Expert
Marathi
Expert

Training and Certifications

Certificate Course in Trade Finance (Certificate)
Date Attended:
January 2012

Hobbies

  • Travelling & Exploring New places especially monuments of historical importance