Associate Manager
Ernst & Young LLP
Total des années d'expérience :13 years, 5 Mois
Financial due diligence, transaction advisory, buy side and sell side consulting
Accomplishments / Achievements:
• Internal Audit: Developed the scope for financial, compliance and operational audit projects, and appropriate audit steps necessary to carry out effective audit procedure.
• Compliance audit: Report findings on legal validity of loan documents & its impact.
• Operational audit: Report key findings & recommendations on process improvement by merging the process of DDE & CAM, and multitasking.
• Evaluation of internal controls, COSO ERP framework, SOX compliance,
• Compliance to SEC filings, BASEL norms and RBI requirements on Net Owned funds, Asset Classification, provisioning norms, public deposits.
• Credit & risk analysis of credit limits of clients, recommendation on sanctions & rejections of credit facilities.
• Develop credit policies and deviation approval matrix.
• Identification of trigger points related to loan application process.
• Carry investigations on fraudulent activities, and report findings.
• Leading the team, imparting trainings & giving presentations to management.
• Recommendations on financial products like balloon / bullet schemes to increase market share / penetration which is as per the COSO ERP strategic objective.
• Lead Projects Kaizan, Balloon, Genchi Genbutsu.
Accomplishments / Achievements:
• Perform the internal audit process & report the findings / recommendations.
• Operational Audit: Segregation of duties in credit appraisal process.
• Financial Audit: Review of Procurement, contracts and tenders.
• Project Audit: Report findings on delayed / abandoned projects.
• Compliance to SEC filings for L&T GDRs (Global Depository Receipts).
• Evaluation on internal controls on fixed assets and physical verification.
• Compliance to BASEL norms and RBI requirements on Asset restructuring & NPA Classification.
• Credit & risk analysis of credit limits of clients, recommendation on sanctions & rejections of credit facilities.
• Develop credit policies and deviation approval matrix.
• Risk analysis of Niche assets like heavy excavators, piling rigs, drilling rigs, floating cranes, HDD machines in different locations / industry.
I am a qualified chartered accountant from Institute of Chartered Accountants of India. I cleared my final examination in the first attempt in June 2009 and my 3 year compulsory CA training was completed in Feb 2010. Major subjects included Management and Financial Accounting, Financial Analysis, Economics, Tax, Auditing, Law, Statistics.
I have done MBA with dual specialization in Finance & Marketing from IIPM, Delhi. Major subjects included Accounts, Economics, Financial Accounting, Financial Analysis, Statistics, Organisational Behaviour, Strategic Marketing.
I have done my graduation from Delhi University in BCom (Honors). Major subjects included Accounts, Law, Tax, Economics, Mathematics, English, Auditing, Financial Management.
Major subjects included English, Mathematics, Accounts, Business Studies, Economics.
