Branch Manager
Standard Chartered Bank (Pakistan) Limited
Total years of experience :20 years, 6 Months
Branch Manager
Standard Chartered Bank (Pakistan) Limited
Mirpur (AK).
September 2013 to Present
• Responsibilities
Branch Management: including acquisition & maintenance of Deposits and Business at branch level through teams. Achieving Investment & Wealth Targets. Upholding and promoting Brand image and reputation of the Bank. Supervising internal controls and achieving good rating in Audit and Compliance.
• Accomplishments
Achieved Investment & Wealth Targets. Successfully handled internal and external stakeholders. Upholding and promoting Brand image and reputation of the Bank. Effectively supervised internal controls and achieved good rating in Audit and Compliance.
Branch Manager
Askari Bank Limited
Mirpur (AK)
January 2011 to October 2012
• Accomplishments
Handled a deposit portfolio of over 1.5Bn and Advances of over Rs.220Mn.
Branch Manager
Askari Bank Limited
Dadyal (AK)
December 2007 to January 2011
• Accomplishments
Opened a new branch at Dadyal (AK) and served as 1st Branch Manager. Produced excellent results while taking branch Deposits to over Rs.500M merely in 9 months and giving Net profit to the Branch in the very first year.
HR MANAGER
Askari Bank Limited
Human Resource Division- Head Office, Rawalpindi
February 2006 to December 2007
Responsibilities included implementation & supervision of following HR functions:
Compensation & Benefits:
• Handling employee Compensation & benefits
• Developing employee Reward Strategy
• Revision and up gradation of HR Policies
• Formulating Staff Job Rotation Plans
HR Operations:
• Recruitment & Selection processing
• Proposals for hiring and appointment letters
• Regularisation & Confirmation of employees
• Handling of Transfer/postings
• Staff Finances (House Building, Personal Loans)
Organisation Development Plan(OD):
• Core Team Member of Organisation Development Program. This includes upgrading & revision of Service Policy, creation of innovative solutions for HR processes and aligning HR strategies with business goals of the bank.
Accomplishments
• Revamped HR policy, Revised Reward Policy.
• Delivered Training Courses in General Banking, Marketing, Customer Services and Orientation Programs etc. Other Courses included Soft Skills, Leadership Development & HR Reward Management.
• Served as Training Coordinator for MTO Batch-XI for Comprehensive Training Program at NIBAF, Islamabad.
• Served as Editor of Askari News Letter (ASKNEWS) and successfully revamped the News Letter with a new theme of Askari Bank.
1. - To manage the Business and Operations of the Branches of the Area.
2.- To meet the business targets of the branches under the Area.
3. - To manage the Human resource requirements of the branches and their inter-branch transfers/job rotations.
4 - To meet the profitability and business growth targets of the Area and respective branches.
· Liaison and negotiations with clients and companies for business.
·Monitoring of credit portfolio & Correspondence with clients.
·Planning & policy making for business and profit target meeting.
·Forecasting staffing requirements for branch.
·Liaison with UK based clients and deposit mobilization from UK.
·Handling of HR and staff matters at branch level.
· Preparation of Credit-Line Proposals.
· Completion of credit security &
mortgage documentation.
· Analysis of financial reports of
borrowers.
· Evaluation of securities and collateral
offered against loans.
· Post disbursement monitoring of
branch loan portfolio.
· Issuance of Letter of Guarantees.
· Issuance of L/Cs (Sight/Usance).
· Dealing with the issuance of credit
cards (Visa/Master cards).
· Preparation of all periodic credit
statements and CIB reports.
· Negotiations with clients and
structuring of credit packages.
· Dealing with foreign inward/outward
remittances.
· Dealing with the opening of foreign
currency accounts and cash including
of GBP, US Dollar & Euro.
· Handling of Exports (FDBCs) at
branch level.
· Handling of SWIFT transactions.
· Issuance of foreign travellers cheques
(American Express).
· Preparation of periodic foreign
exchange statements for H.O & SBP.
· Scrutiny and inspection of all
operations at branch level.
· Inspection of daily vouchers at the
branch.
· Ensuring correctness of profit
calculations.
· Ensuring correctness of documentary
formalities of credit/advances
portfolio.
· Account Opening of both local &
foreign currency accounts.
· Lodgement & realisation of
inward/outward bills for collection.
· Bills/Remittances Department.
· Preparation and record of expenditure
Pre and Post Facto Expense
Approvals of the branch.
1. Won Commendation in MSc. HRM 2. Researched on "Reward Strategy & Policies of Askari Commercial Bank Ltd. (Pakistan) as Msc Dissertation. 3. 60%
1. English Literature (British) 2. American Literature 3. Criticism 4. English Essay & Language
English, Political Science, Islamic Studies, General Science.
English, Biology, Physics, Chemistry, Urdu.