Shahzad Ahmad

Head Credit Risk Management Division at SME Bank Limited

• Pakistan - Islamabad
• My current job since February 1978

During last 36 years career I worked at almost functions of banking sector.

I Jointed Small Business Finance Corporation in 1978 which after Merger Became SME Bank Limited.in 2002

Lastly I was supervising Credit Risk Division of the Bank, function includes but not limited to Analysis of fund based facility applications for Risk Associated, Portfolio analysis for risk associated to it, Area/Sector wise Concentration. Review of performance of Relationship officers.

During may stay in SME Bank I also worked as chief Compliance Officer, Head SAM Division, Head Credit Administration Department, A brief of which is as under.
From 21st January 2013 Head Credit Risk Management Division
February 2012 to January 2013 Head Strategic Planning & Research Div.
April 2011 to January 2012 Head Risk Management Division
August 2009 to March 2011 Head Credit Administration Department
October 2002 - to July 2009 Head Risk Management Department Head Office
SBP Compliance Officer October 2003 to January 2005 (Additional Assignment)
February 2002- September 2002 Head SAMD Division, Head office


While serving Small Business Finance Corporation. I performed at following functions. My major Assignment was head of Accounts Department at Head Office.

September 2000-June 2001 Head Operations Division Head Office
June 2000- August 2000 Manager Data Capture Project
January 1999- May 2000 Chief Audit Division Head Office
September 1988-December 1988 Chief Recovery Division Head Office
October 1997- October 1998 Chief Audit Division Head Office
August 1992 - September 1997 Manager Accounts Head Office
January 1991 - July 1992 Manager Gujranwala Branch
February 1989-December 1990 Manager Accounts Head Office
August 1988 - January 1989 Manager Islamabad Branch
October 1986 To July 1988 Manager Accounts Head Office
August 1982- September 1986 Manager Islamabad Branch
December 1981 - July 1982 Manager Accounts Head Office
April 1979-November 1981 Officer At Recovery, Credit, Administration And Accounts Departments At Head Office.
September 1978 - March 1979 Recovery Officer Regional Office Lahore
February 1978 - August 1978 In House Training

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