شاجان Haja mohamed

Streamlined financial processes, improving departmental efficiency.
 Managed accounts payable/receivable and vendor transactions.
 Supported underwriting and ensured compliance with insurance policies.
 Prepared financial reports and assisted with claims management.

Reduced overdue balances by 15% & automated invoicing for 20% faster processing.
 Managed payroll for 100+ employees and ensured tax compliance.
 Prepared financial statements and assisted with audit preparation.

 Working in Non-Motor Claims Department, duties included answering customer queries, problem solving and providing detailed information about Policies & Claims.
 Responsible to register all Non-motor claims with outstanding reserves, duties including sending share to all Fac- Participants & confirmation of their share.
 Responsible to deal with all broker companies for their claim, and solved all the technical claim’s issue with the required documents.
 Responsible to handling Claims, duties including Settlement of all Classes of Claims, Correspondence with Insurance & Broker Companies & Our Cooperate Clients (Direct Clients), for problem solving and providing detail information of the Break up of Claims & Policies.
 Examine documents to determine degree of risk from such factors as applicant financial standing and value and condition of property.
 Preparing daily, Monthly Claim reports & analysis for the technical team of Underwriter Department and as well as for the settlement of Claims.
 Preparing Quarterly & Annually Outstanding & Settled Claims report for higher Management of the Company.
 Responsible to Prepare Risk Inspection Survey Report of new & old business for the technical team of Underwriter Department.
 Responsible to Site inspection Survey for the new business to check the PML (Probable Minimum Loss ) for the Allied Perils & Burglary.
 Responsible to check the all kind of risk, and suggest them for the necessary measures to secure their property before insuring them.
 Responsible to issue WC & Fire policy using PREMIA software with the help of our underwriting team if required.
 Develop data processing applications for the maintenance of premium and claim records related to all the individual departments of the company.
 Study the insurance proposals and the terms and conditions suggested by the Technical officer.
 Identify loopholes that may arise due to the policies and accordingly suggest changes in them.
 Calculate premium amount.
 Prepare detailed records of the policies issued.
 Keeping current with changing policies, rates, and procedures, explaining coverage, rules, forms and decisions to customer.
 Follow-up customer requirements and communicate to customers and agents.
 To follow-up shipping advise and solve the any discrepancy in shipping advice.
 To raise the debit note and credit note.

 Develop data processing applications for the maintenance of premium and claim records related to all the individual departments of the company.
 Study the insurance proposals and the terms and conditions suggested by the insuring officer.
 Identify loopholes that may arise due to the policies and accordingly suggest changes in them.
 Calculate premium amount.
 Prepare detailed records of the policies issued.
 Keeping current with changing policies, rates, and procedures, explaining coverage, rules, forms and decisions to customer.
 Follow-up customer requirements and communicate to customers and agents.
 To follow-up shipping advise and solve the any discrepancy in shipping advice.
 To raise the debit note and credit note

 Performed general office duties and administrative tasks.
 Handled work related to monthly billing and sales reports.
 Managed accounts payable and receivable accounts
 Maintains the accounts receivable records for an organization, such as preparing customer statements, bills and invoices, reconciling expenses to the general ledger, and handling basic client inquiries
 Prepares monthly receivable statements with ageing analysis.
 Computed daily bank deposits, credit payments to accounts, issued and cleared debit/credit offsets
 Calculates and posts receipts to appropriate general ledger accounts and verifies details of transactions, such as funds received and total account balances.
 Answered incoming calls and satisfactorily resolved account issues.
 Performed accounts payable functions for purchases.
 Managed vendor accounts, generating cheques for local purchases on demand.
 Ensured compliance with accounting deadlines.
 Coordinated monthly payroll functions.
 Liaise with bankers, insurers and solicitors regarding financial transactions.
 Other duties as assigned.