Deputy Regional Manager
Taraashna Services Private Limited
Total years of experience :14 years, 10 Months
CURRENT COMPANY PROFILE
Taraashna Services Pvt Ltd (TSPL), incorporated under the provisions of Company Act 1956, New Delhi, India. TSPL started its journey in May 2012 and has rapidly emerged as one of the most trusted financial partner as Business Correspondence (BC) & Service Provider (SP) of Nationalized Banks, Non-Banking Financial Corporation (NBFCs) & Financial Institutions (FIs) in access to sourcing, marketing & selling of their financial products, services. TSPL also manages their financial portfolio, risk & operations & their client base across financial domain. TSPL facilitates their products & services directly to consumer by accessing them of credit loan, life insurance & saving facilities. TSPL is currently engaged in sourcing business for commercial banks like, YES Bank Ltd, Ratnakar Bank Ltd, Induslnd Bank and Development Corporation Bank & with Financial Institutions (FI) like, Reliance Capital Ltd & IFMR. TSPL has currently 93 Branches across 07 state of India, 530+ employee, 02+ lakh client base & Rs 290+ Crore portfolio. Within 34 months (i.e. March’15) company crossed BEP and now is a profit bearing organization.
CURRENT TASKS & RESPONSIBILITIES
During the last 6.5 years of my professional career in financial industry, dealing in financial products & services of Nationalised Banks, Non-Banking Financial Corporations (NBFC) & leading Financial Institutes (FIs), have learned 360 degree of experience in a very competitive market in specialised financial sector, starting from marketing, sales, operations & strategic management level of decision in diverse cultural background and team I started its first business operation in Chhattisgarh state as a Service Provider of Reliance Capital Limited, gradually developed a team size of 37 employees (Field Operations, Finance & Accounts, HR, Admin & MIS Team) & 07 live branches.
• Responsible for expansion of business in new areas, establishing new branches, acquiring administrative & legal formalities from local state bodies for starting business operation.
• Responsible for coordinating, sharing & complying with the partner Financial Institution/Banks regarding financials transactions, business review, product training & professionally training of manpower.
• Developing strategies in collaboration with financial partner for effective high client & portfolio generation, expanding business footprint in new location, assisting technical and non-technical training to TSPL staff regarding software handling, product marketing, skills development, etc.
• Provides an effective & inspirational leadership to the team members through weekly & monthly business review to achieve the set target.
• Responsible for implementing the risks & operations guidelines of partner’s & is strictly following by our TSPL’s region branches regarding set up of new branch, area survey, clients credit evaluation.
• Mentoring, motivating & maintaining team spirit & standards of team work & promptly resolving problems & concerns facing by the staff at field as almost 80% of the employee have no exposure to Micro Finance Sector.
COMPANY’S PROFILE
Ujjivan Financial Services Ltd, is registered as (Non-Banking Financial Corporation-Microfinance Institute (NBFC-MFI) under section 45-IA of Reserve Bank of India in Bengaluru, Karnataka. The company offers both group loan (primary product) as well as individual loan (secondary loan), viz livestock loan, individual loan, home loan, education loan, agriculture loan, etc.
TASK & REPONSIBLITIES:
• Responsible for generating & monitoring week wise flow of new loan accounts & renewal of existing accounts through the branch team.
• Responsible for allocating targets to each staff, monitoring their daily field movement, loan disbursal, credit appraisal of loan sanctioning & fund planning.
• Responsible to provide timely services like loan application & disbursal process & insurance pay out to clients with minimum TAT, handling grievances of clients.
• Responsible for timely comply of audit, credit & vigilance report of branch.
• Leading a team of 11 productive staff (Field staff, Cashier, Loan Officer & Assistant Branch Manager)
• Coordinating with other core department of Regional Office like Operations, Audit & Vigilance comply, Credit, Finance & Accounts & HR department for proper & smooth functioning of branch operations & business.
• Responsible for maintaining timely communication with HR-Training department for training to new employee (On job & Off Job & product training to new joinee of branch).
COMPANY’S PROFILE
Share Microfin Ltd, is registered as (Non-Banking Financial Corporation-Microfinance Institute (NBFC-MFI) under section 45-IA of Reserve Bank of India with its Registered office at Hyderabad, Telangana. The company’s core product is JL product.
TASK & REPONSIBLITIES:
• Ensuring that repayment is timely collected & deposited to bank.
• Ensuring that client acquisition, CGT, GRT & disbursement is smoothly & timely consuming.
• Coordinating with Regional department like Finance & accounts, audit, HR, operations team for smoothly flow of disbursement
• Leading a team of 04 staff.
The course covers intensive structure model of Islamic/halal way of lending money, investment portfolio, Insurance.
Completed 02 year full time Master in Business Administration course in English medium with specialization in marketing. Studied other subjects like Financial Management, Principle of Economics, Law, HRM, Computer Application, Business Management, Business Communication, Organisational Behaviour, Business Statistics & Banking Law & Practice.
Did full time 03 years Bachelor of Business Administration in english medium from one of the well known university in India. The subjects includes: Principle of Marketing, Marketing Research, Computer Fundamentals & Application, Computer Application & Business Management, Business Data processing, Cost & Management Accounting, Human Resource Management, Indian Economics, Industrial Relation & Psychology, Consumer Behaviour & Advertising Management, Sales & Distribution..
Studied 02 year full time science course with major subjects include Physics, Chemistry, Mathematics apart from other subjects like, Statistics, English, Mile Language.
Completed my primary schooling.