Sihem Saad, account officer

Sihem Saad

account officer

albaraka bank

Location
Tunisia
Education
Higher diploma, Economics And Finance
Experience
7 years, 4 Months

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Work Experience

Total years of experience :7 years, 4 Months

account officer at albaraka bank
  • Tunisia - Sousse
  • My current job since February 2020

• Business Development: Spearheaded the prospecting of new client relationships.
• Client/Account Management: Proficient in account opening, client equipment, resource allocation, client visits, commission tracking, and processing requests for cards/checkbooks.
• Financing and Commitment Management: Conducted instruction, analysis, and monitoring of financing applications and commitment management (structuring and monitoring).
• Debt Recovery: Successfully managed debt recovery processes and monitored account debit regularizations.
• Regulatory Compliance: Oversaw regulated cases such as education and business travel allowances.
• Managed Special Deposits: Initiated requests for proposals and facilitated the implementation of special deposit accounts.
• Customer Complaints Management: Effectively handled and resolved customer complaints.

assistant account manager at Banque Internationale arabe de Tunisie
  • Tunisia - Sousse
  • January 2019 to January 2020

•Client/Account Management: Proficient in account opening, client equipment, and monitoring account activity.
• Issuance of Payment Instruments: Received, stored, and issued bank cards and checkbooks to clients.
• Customer Complaints Management: Successfully addressed and resolved customer complaints.
• Customer Segmentation: Efficiently managed customer segmentation to direct them to the appropriate department or responsible client representative.

cashier and teller at Banque Internationale Arabe de Tunisie
  • Tunisia - Sousse
  • February 2017 to December 2018

•Cash Management: Oversaw requests for fund replenishment and collection.
• Customer Cash Management: Managed the opening, reconciliation, inventory, and closure of customer cash.
• Cash Operations Management: Handled cash operations, including withdrawals, deposits, check payments, manual currency exchange, and managing fund availability.
• ATM Management: Supervised fund counting for ATM loading and retrieval after unloading operations.
• Commercial Engagement: Ensured effective initial contact for new customer interactions.
• Western Union: Processed money order withdrawals and engaged in commercial interactions.

Education

Higher diploma, Economics And Finance
  • at Faculty of Economics sciences and management
  • July 2014

license on economy and international finance with honors

Specialties & Skills

Group Presentations
Communicate Effectively with Customers
Team Building
adaptability
Microsoft office
collaboration
creativity
English
français
effective time management
Negotiation

Social Profiles

Languages

Arabic
Native Speaker
French
Expert
English
Intermediate

Hobbies

  • writing
    I wrote short stories in arabic