سوجيث كوتيكاتيل

Delivered personalized, holistic financial advice using the MoneySign® framework to over 50 clients, aligning strategies with individual goals, risk appetite, and liquidity requirements.
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Led structured discovery sessions to assess client financial behavior, attitudes, and aspirations, resulting in bespoke recommendations across investment portfolios, insurance coverage, and estate planning.
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Increased client implementation rates by 30% through behavioral finance techniques, proactive communication, and systematic follow-ups.
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Ensured 100% compliance with SEBI-RIA regulations by maintaining rigorous plan verification, documentation standards, and audit preparedness.
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Partnered with product teams to design and deliver integrated financial solutions, enhancing turnaround time and strengthening goal-based planning outcomes.
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Sustained high client satisfaction scores (4.8/5) and boosted retention by conducting bi-weekly portfolio reviews and fostering long-term relationships.

Conduct comprehensive financial assessments and develop personalized financial plans for individual clients, addressing retirement, investment, and tax planning. Advise clients on investment strategies, asset allocation, and portfolio diversification to optimize returns and mitigate risks. Create detailed retirement plans, including income projections and savings strategies, ensuring clients meet their long-term financial goals. Analyze clients insurance needs and recommend appropriate coverage to protect against unforeseen risks. Provide tax-efficient investment strategies, collaborating with tax professionals to minimize clients tax liabilities. Build and maintain strong client relationships, conducting regular reviews and adjusting financial plans based on clients evolving needs and market conditions.
Prepare detailed financial reports and analyses to meet ad hoc management requirements.