Sujith Kallingapuram

Credit Management: Oversee Credit Control and Accounts Receivable operationsfor
Riyadh and Dammam depots, ensuring financial stability and risk mitigation.
Debt Recovery: Conduct account reconciliations, follow up on overdue paymentsthrough
calls, emails, and visits, and implement proactive collection strategies.
Credit Risk Assessment: Review documentation to determine credit terms, approve
orders, and manage credit exposure effectively.
Stakeholder Engagement: Maintain strong relationships with customers by conducting
regular visits, negotiating payment terms, and resolving disputes efficiently.
Credit Risk & Invoice Management: Work closely with the Hire Desk Team to rectify errors
in submitted WIS/MIS before invoice issuance. Ensure timely issuance and submission of
invoices and credit notes while managing credit exposure and approving customer
accounts for unit release.
Financial Reporting & Forecasting: Provide management with key financial reports,
including Invoice Delivery, Collections, Aging, Debtors, Bad Debts, Provisions, Monthly
Forecasts, and updates on Cash in Advance, Credit Customers, and Event Customers.
Collections & Stakeholder Coordination: Chair bi-weekly debtors’ meetings with Sales and
Hire Desk teams to review outstanding balances, implement action plans, and oversee
the dunning process to improve collections and reduce overdue accounts.
Performance Improvement: Reduced DSO from 156 daysto 66 days by introducing
structured payment collection strategies aligned with market trends.

Responsible for the Manlift Group’s Account Receivable of Qatar
 Key Account Management/ Follow up on outstanding payments, negotiations and settling payment plans in advance
 Preparation of weekly, monthly and other periodic reports for Senior Management for cash flow and risk analysis with update on all customers.
 Responsible for ensuring accuracy of Invoices produced and timely delivery to Clients
 Review and analyze delinquent accounts and make recommendations for resolutions
 Management of Bad Debts and adequate provisioning
 Generate letters to be used in Debt Recovery
 Chairing weekly Debtors meeting with Sales and Commercial teams/ Bad Debts review meeting with the Management
 Coordinate with the Sales team for the collection of payments from Customers
 Leads negotiations, where required

*Responsible for Invoicing for Ooredoo. ( Qtel ) *Ensuring Invoices issued on time as per project progress stage/ Contracts. Follow up of due Invoices. *Accounts Receivable, Reconciliation of Ooredoo Projects and contracts. *Working closely with Sales, Project Managers and Supply Chain. *Handle FTTX project invoicing for Ooredoo Qatar as per project development stages.

Johnson Controls (ME Regional Head Office, API Tower, Sheikh Zd Rd, Dubai - UAE)
Period - June 2011 - February 2014 - Designation - Credit Controller
Job Profile: • Sole in charge for handling HVAC/ Controls/ Refrigeration and Marine customers for UAE Aftermarket
• Working closely with Sales team/ Managers/ Admin to approve orders as per credit terms and overdue status
• Handling request for extended payment terms/ additional credit/ disputed bills and negotiate to bring payment within the agreed terms and Provide accurate advice on billing queries
• Respond promptly and completely to both client and internal enquiries.
• Implementing formal and informal aspects of company credit policy
• Maintain financial data bases, computer software systems and manual filing system
• Contacting individuals or business customers when payment is overdue asking them to settle their account and explaining the terms of their credit
• Re-negotiating repayment plans if customers are in financial difficulties
• Setting up and maintaining customer files
• Tracing missing debtors, Follow up on payment, Blocking/Unblocking of customers
• Working on Iscala, generate finance report
• Arrange Cheque/ Cash collection and reconciliation of accounts
• Starting legal proceedings if debts are not paid within an agreed time
• Other duties as delegated from time to time by the Finance Director /Credit control Manager

• Skip Tracing write off customers of Personal Loan and Credit Cards to negotiate for payment plans.

• Filing Police cases/ Civil case for Skip customers.

HSBC Bank (Regional Head office, Dubai Internet City, Dubai - UAE)
Period - Oct 2008 - July 2010 - Designation - Senior Collections Officer
• Responsible of Handling Corporate Company Accounts Of Hsbc Bank.
• To collect on non performing SME accounts with objective of preventing/minimizing bank loss calling, visiting, skip
tracing, and reporting all delinquent accounts as per collections strategy inline with laid down procedures.
• To analyze overdue accounts with high exposure and ensure maximum recovery from those accounts.
• Achieve assigned targets with regards to cash collections and Provision recoveries by ensuring timely follow up on overdue cases as per collection policy.
• Prepare settlement plan, for cases forwarded by department, Recommend / prepare Criminal Cases, Civil Case, as per Collection Strategy.
• Training new recruits in collections
• Managing Customer grievance, Negotiation with Customers and Presenting right image of bank.

Citibank N A (Bank Street, Bur Dubai, Dubai - UAE)
Period - Nov 2005 - Sep 2008 - Designation - Collections Officer
• Collections/ Recovery for auto loans
• Filing police cases, repossessing, getting vehicles surrendered from customer as per bank laws
• Making arrangements with auctioneer for auction of Repossessed vehicles for Citibank
• Closing auto loan A/c for customer


Signature Productions Fz Llc (Dubai Media City, Dubai - UAE)
Established in 1995 in Beirut, signature productions is a well renowned film production company having offices in Beirut,
Dubai and Jeddah. Signature Productions is in the business of producing tv commercials, corporate videos, TV Programs,
Documentaries, viral videos, infomercials and music videos.

Period - Nov 2003 - Nov2005 - Designation - Accountant
• Worked as Chief Accountant in a Film Production Company supervising accounts Receivable in Dubai.
• Visiting debtors on periodic basis for collections and follow up of receivables.
• Ensure that debts are paid in a timely manner
• Meet cash & debtor day targets set by the Firm
• Chase overdue invoices by telephone, email etc within agreed timescales.
• Maintain accurate records of all chasing activity
• Sole Handle of Company Finance for Dubai Branch, dealing with Clients and suppliers